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Planned Unit Development (Pud)Residential
$254,992$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

109 STEEPLECHASE LN

PALM HARBOR, FL 34684
0
Baths
1,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,598 ft²
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$255K
$244K low$266K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$134 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,427 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$97,427
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$230,306

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Planned Unit Development (Pud)
CountyPinellas
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1993
ConstructionThe main material the home's frame and walls are built from.Wood Frame
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Average

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Highland Lakes ElementaryC+
Elementary · Grades PK–5 · 0.9 mi
M
Carwise Middle SchoolB
Middle · Grades 6–8 · 1.4 mi
H
Palm Harbor University HighA-
High · Grades 9–12 · 2.4 mi

District: Pinellas County School District

Neighborhood · ZIP 34684These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.27,227
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,495 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,861
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,442
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Steeplechase Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Pinellas County
  • Costs more per square foot than 71% of homes in Cloverplace
  • Bigger than 76% of homes in Cloverplace
  • Has a smaller lot than 96% of homes in Pinellas County
  • Newer than 92% of homes in Cloverplace

What homes are worth in Palm Harbor 34684

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$875K

This home is worth more than 31% of homes in Palm Harbor 34684.

How it measures up in Palm Harbor 34684

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34684.

Estimated value$254,992
CheaperTypical $323,432Pricier

Pricier than 31% of homes nearby

Price per ft²$232
CheaperTypical $242Pricier

Pricier than 42% of homes nearby

Living area1,100 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 28% of homes nearby

Lot size3,598 ft²
SmallerTypical 0.19 acBigger

Bigger than 9% of homes nearby

Year built1986
OlderTypical 1984Newer

Newer than 71% of homes nearby

How 109 Steeplechase Ln ranks against every home in each area.
MeasureThis homeCloverplacePalm Harbor 34684Pinellas County
Estimated valuepricier than$254,99273% of homes31% of homes24% of homes
Price per ft²pricier than$23271% of homes42% of homes34% of homes
Living areabigger than1,100 ft²76% of homes28% of homes32% of homes
Lot sizebigger than3,598 ft²19% of homes9% of homes4% of homes
Year builtnewer than198692% of homes71% of homes78% of homes

About 109 Steeplechase Ln

How much is 109 Steeplechase Ln, Palm Harbor, FL worth?

The TopHap Estimate for 109 Steeplechase Ln, Palm Harbor, FL is $254,992 as of Aug 30, 2026. The likely range is $244,272 to $265,712. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When was 109 Steeplechase Ln, Palm Harbor, FL built?

109 Steeplechase Ln, Palm Harbor, FL was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 109 Steeplechase Ln, Palm Harbor, FL?

109 Steeplechase Ln, Palm Harbor, FL is assigned to Highland Lakes Elementary (elementary), rated C+; Carwise Middle School (middle), rated B; Palm Harbor University High (high), rated A-. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Steeplechase Ln, Palm Harbor, FL compare to other homes in Palm Harbor 34684?

Among the 12,642 homes in Palm Harbor 34684, it is worth more than 31% of them ($254,992 against a typical $323,432), its price per square foot is higher than 42% of them ($232 against a typical $242), it is bigger than 28% of them (1,100 ft² against a typical 1,320 ft²), its lot is bigger than 9% of them (3,598 ft² against a typical 0.19 ac) and it is newer than 71% of them (1986 against a typical 1984). Measured against all of Pinellas County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Steeplechase Ln, Palm Harbor, FL?

The 2025 property tax bill for 109 Steeplechase Ln, Palm Harbor, FL was $134. The county assessed it at $97,427.

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