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Single Family ResidenceResidential
$495,022$280 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $135,000 on Jul 22, 1983

109 STEWART AVE

OXFORD, MD 21654
2
Baths
1,768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,150 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$495K
$324K low$666K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$135,000 · Jul 22, 1983

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,032 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$429,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$250,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$179,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$415,633
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$429,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.52%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTALBOT
Lot (acres)The size of the land the home sits on, from county records.0.07
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 260 ft²Patio · 176 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
White Marsh Elementary SchoolA
Elementary · Grades PK–5 · 5.9 mi
M
Easton Middle SchoolC-
Middle · Grades 6–8 · 7.1 mi
H
Easton High SchoolC+
High · Grades 9–12 · 7.2 mi

District: Talbot County Public Schools

Neighborhood · ZIP 21654These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.133
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,329
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.70 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,339
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,982
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Stewart Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Oxford 21654
  • Costs less per square foot than 84% of homes in Oxford
  • Smaller than 72% of homes in Oxford 21654
  • Has a smaller lot than 97% of homes in Oxford 21654
  • Older than 90% of homes in Talbot County

What homes are worth in Oxford 21654

Each bar is how many homes fall in that price range. The marker is this home.

This home
$220K$5.3M

This home is worth more than 18% of homes in Oxford 21654.

How it measures up in Oxford 21654

The dot is this home. The mark in the middle is the typical home in Oxford 21654.

Estimated value$495,022
CheaperTypical $929,534Pricier

Pricier than 18% of homes nearby

Price per ft²$280
CheaperTypical $416Pricier

Pricier than 16% of homes nearby

Living area1,768 ft²
SmallerTypical 2,373 ft²Bigger

Bigger than 28% of homes nearby

Lot size3,150 ft²
SmallerTypical 0.36 acBigger

Bigger than 3% of homes nearby

Year built1900
OlderTypical 1975Newer

Newer than 22% of homes nearby

How 109 Stewart Ave ranks against every home in each area.
MeasureThis homeOxfordOxford 21654Talbot County
Estimated valuepricier than$495,02222% of homes18% of homes53% of homes
Price per ft²pricier than$28016% of homes16% of homes59% of homes
Living areabigger than1,768 ft²37% of homes28% of homes40% of homes
Lot sizebigger than3,150 ft²5% of homes3% of homes5% of homes
Year builtnewer than190031% of homes22% of homes10% of homes

About 109 Stewart Ave

How much is 109 Stewart Ave, Oxford, MD worth?

The TopHap Estimate for 109 Stewart Ave, Oxford, MD is $495,022 as of Aug 30, 2026. The likely range is $323,680 to $666,364. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Stewart Ave, Oxford, MD last sell?

109 Stewart Ave, Oxford, MD last sold on Jul 22, 1983 for $135,000, according to the county's recorded deed.

How big is 109 Stewart Ave, Oxford, MD?

109 Stewart Ave, Oxford, MD has 2 bathrooms, 1,768 square feet of living space and a 0.07-acre lot.

When was 109 Stewart Ave, Oxford, MD built?

109 Stewart Ave, Oxford, MD was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 109 Stewart Ave, Oxford, MD?

109 Stewart Ave, Oxford, MD is assigned to White Marsh Elementary School (elementary), rated A; Easton Middle School (middle), rated C-; Easton High School (high), rated C+. All sit in Talbot County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Stewart Ave, Oxford, MD compare to other homes in Oxford 21654?

Among the 862 homes in Oxford 21654, it is worth more than 18% of them ($495,022 against a typical $929,534), its price per square foot is higher than 16% of them ($280 against a typical $416), it is bigger than 28% of them (1,768 ft² against a typical 2,373 ft²), its lot is bigger than 3% of them (3,150 ft² against a typical 0.36 ac) and it is newer than 22% of them (1900 against a typical 1975). Measured against all of Talbot County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Stewart Ave, Oxford, MD?

The 2026 property tax bill for 109 Stewart Ave, Oxford, MD was $3,032. The county assessed it at $429,900.

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Assigned schools

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