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Single Family ResidenceResidential
$487,460$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 SUMMIT RIDGE LN

OAK RIDGE, TN 37830
3 / 1
Baths
2,175 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$487K
$467K low$508K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$110,075
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$88,060
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$377,385
DHI MORTGAGE COMPANY LTD · recorded Mar 15, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$102,575 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$88,825
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$410,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAnderson
Lot (acres)The size of the land the home sits on, from county records.0.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 80 ft²Porch · 60 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodland Elementary SchoolA-
Elementary · Grades KG–4 · 0.9 mi
M
Jefferson Middle SchoolB+
Middle · Grades 5–8 · 1.8 mi
H
Oak Ridge High SchoolA
High · Grades 9–12 · 1.9 mi

District: Oak Ridge City School District

Neighborhood · ZIP 37830These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.136

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32,980
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.503 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,146
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,303
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Summit Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Anderson County
  • Costs more per square foot than 72% of homes in Oak Ridge 37830
  • Bigger than 82% of homes in Anderson County
  • Has a smaller lot than 90% of homes in Anderson County
  • Among the newest homes in Oak Ridge 37830

What homes are worth in Oak Ridge 37830

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$902K

This home is worth more than 80% of homes in Oak Ridge 37830.

How it measures up in Oak Ridge 37830

The dot is this home. The mark in the middle is the typical home in Oak Ridge 37830.

Estimated value$487,460
CheaperTypical $313,193Pricier

Pricier than 80% of homes nearby

Price per ft²$224
CheaperTypical $200Pricier

Pricier than 72% of homes nearby

Living area2,175 ft²
SmallerTypical 1,592 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.2 ac
SmallerTypical 0.38 acBigger

Bigger than 19% of homes nearby

Year built2024
OlderTypical 1963Newer

Newer than almost all homes nearby

How 109 Summit Ridge Ln ranks against every home in each area.
MeasureThis homeOak Ridge 37830Anderson County
Estimated valuepricier than$487,46080% of homes83% of homes
Price per ft²pricier than$22472% of homes65% of homes
Living areabigger than2,175 ft²73% of homes82% of homes
Lot sizebigger than0.2 ac19% of homes10% of homes
Year builtnewer than2024almost all homesalmost all homes

About 109 Summit Ridge Ln

How much is 109 Summit Ridge Ln, Oak Ridge, TN worth?

The TopHap Estimate for 109 Summit Ridge Ln, Oak Ridge, TN is $487,460 as of Jul 14, 2026. The likely range is $467,177 to $507,744. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Summit Ridge Ln, Oak Ridge, TN last sell?

109 Summit Ridge Ln, Oak Ridge, TN last sold on May 31, 2024, according to the county's recorded deed.

How big is 109 Summit Ridge Ln, Oak Ridge, TN?

109 Summit Ridge Ln, Oak Ridge, TN has 3 bathrooms, 2,175 square feet of living space and a 0.20-acre lot.

When was 109 Summit Ridge Ln, Oak Ridge, TN built?

109 Summit Ridge Ln, Oak Ridge, TN was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 109 Summit Ridge Ln, Oak Ridge, TN?

109 Summit Ridge Ln, Oak Ridge, TN is assigned to Woodland Elementary School (elementary), rated A-; Jefferson Middle School (middle), rated B+; Oak Ridge High School (high), rated A. All sit in Oak Ridge City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Summit Ridge Ln, Oak Ridge, TN compare to other homes in Oak Ridge 37830?

Among the 12,427 homes in Oak Ridge 37830, it is worth more than 80% of them ($487,460 against a typical $313,193), its price per square foot is higher than 72% of them ($224 against a typical $200), it is bigger than 73% of them (2,175 ft² against a typical 1,592 ft²), its lot is bigger than 19% of them (0.2 ac against a typical 0.38 ac) and it is newer than almost all of them (2024 against a typical 1963). Measured against all of Anderson County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Oak Ridge 37830

Assigned schools

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