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Single Family ResidenceResidential
$308,701$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 TEMPLE ST

RICHMOND, VA 23220
3
Beds
2.5
Baths
1,432 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,365 ft²
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$309K
$292K low$326K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.105%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$325,000
VILLAGE BK · recorded Sep 18, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,736 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$478,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$190,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$288,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$453,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$478,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyRICHMOND CITY
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 32 ft²Porch · 70 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Binford Middle SchoolF
Middle · Grades 6–8 · 0.2 mi
E
William Fox Elementary SchoolB
Elementary · Grades KG–5 · 0.7 mi
H
Thomas Jefferson High SchoolC-
High · Grades 9–12 · 2.2 mi

District: Richmond City Public Schools

Neighborhood · ZIP 23220These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.39,857
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8,201 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,038
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,454
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Temple St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in The Fan
  • Costs less per square foot than 74% of homes in The Fan
  • Smaller than 79% of homes in The Fan
  • Has a smaller lot than 88% of homes in Richmond city County
  • Newer than 96% of homes in The Fan

What homes are worth in Richmond 23220

Each bar is how many homes fall in that price range. The marker is this home.

This home
$122K$1.2M

This home is worth more than 48% of homes in Richmond 23220.

How it measures up in Richmond 23220

The dot is this home. The mark in the middle is the typical home in Richmond 23220.

Estimated value$308,701
CheaperTypical $316,496Pricier

Pricier than 48% of homes nearby

Price per ft²$216
CheaperTypical $209Pricier

Pricier than 54% of homes nearby

Living area1,432 ft²
SmallerTypical 1,730 ft²Bigger

Bigger than 34% of homes nearby

Lot size2,365 ft²
SmallerTypical 3,006 ft²Bigger

Bigger than 32% of homes nearby

Year built2007
OlderTypical 1919Newer

Newer than 93% of homes nearby

How 109 Temple St ranks against every home in each area.
MeasureThis homeThe FanRichmond 23220Richmond city County
Estimated valuepricier than$308,70121% of homes48% of homes62% of homes
Price per ft²pricier than$21626% of homes54% of homes70% of homes
Living areabigger than1,432 ft²21% of homes34% of homes41% of homes
Lot sizebigger than2,365 ft²39% of homes32% of homes12% of homes
Year builtnewer than200796% of homes93% of homes91% of homes

About 109 Temple St

How much is 109 Temple St, Richmond, VA worth?

The TopHap Estimate for 109 Temple St, Richmond, VA is $308,701 as of Jul 14, 2026. The likely range is $291,791 to $325,611. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Temple St, Richmond, VA last sell?

109 Temple St, Richmond, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Temple St, Richmond, VA?

109 Temple St, Richmond, VA has 3 bedrooms, 2.5 bathrooms, 1,432 square feet of living space and a 0.05-acre lot.

When was 109 Temple St, Richmond, VA built?

109 Temple St, Richmond, VA was built in 2007, making it 19 years old. It is a bungalow home. The building has 2 stories.

What schools serve 109 Temple St, Richmond, VA?

109 Temple St, Richmond, VA is assigned to Binford Middle School (middle), rated F; William Fox Elementary School (elementary), rated B; Thomas Jefferson High School (high), rated C-. All sit in Richmond City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Temple St, Richmond, VA compare to other homes in Richmond 23220?

Among the 8,426 homes in Richmond 23220, it is worth more than 48% of them ($308,701 against a typical $316,496), its price per square foot is higher than 54% of them ($216 against a typical $209), it is bigger than 34% of them (1,432 ft² against a typical 1,730 ft²), its lot is bigger than 32% of them (2,365 ft² against a typical 3,006 ft²) and it is newer than 93% of them (2007 against a typical 1919). Measured against all of Richmond city County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Temple St, Richmond, VA?

The 2026 property tax bill for 109 Temple St, Richmond, VA was $5,736. The county assessed it at $478,000.

Closest homes

More homes in Richmond 23220

Assigned schools

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