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Single Family ResidenceResidential
$728,471$520 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $645,000 on Jun 4, 2024

109 TERRACE DR

CHATHAM, NJ 07928
0
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.

Valuation

$728K
$693K low$764K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$645,000 · Jun 4, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,857 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$395,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$150,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$395,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$395,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.40
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chatham High SchoolB+
High · Grades 9–12 · 0.9 mi
E
Southern Boulevard SchoolA
Elementary · Grades PK–3 · 1.3 mi
M
Chatham Middle SchoolA-
Middle · Grades 6–8 · 1.8 mi

District: The Chathams School District

Neighborhood · ZIP 07928These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,451
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,233 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$208,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$282,042
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Chatham 07928
  • Costs more per square foot than 89% of homes in Morris County
  • Smaller than 81% of homes in Chatham 07928
  • Newer than 81% of homes in Chatham 07928

What homes are worth in Chatham 07928

Each bar is how many homes fall in that price range. The marker is this home.

This home
$408K$3.5M

This home is worth more than 15% of homes in Chatham 07928.

How it measures up in Chatham 07928

The dot is this home. The mark in the middle is the typical home in Chatham 07928.

Estimated value$728,471
CheaperTypical $1,352,990Pricier

Pricier than 15% of homes nearby

Price per ft²$520
CheaperTypical $603Pricier

Pricier than 24% of homes nearby

Living area1,400 ft²
SmallerTypical 2,229 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.4 ac
SmallerTypical 0.33 acBigger

Bigger than 56% of homes nearby

Year built1989
OlderTypical 1959Newer

Newer than 81% of homes nearby

How 109 Terrace Dr ranks against every home in each area.
MeasureThis homeChatham 07928Morris County
Estimated valuepricier than$728,47115% of homes50% of homes
Price per ft²pricier than$52024% of homes89% of homes
Living areabigger than1,400 ft²19% of homes22% of homes
Lot sizebigger than0.4 ac56% of homes58% of homes
Year builtnewer than198981% of homes76% of homes

About 109 Terrace Dr

How much is 109 Terrace Dr, Chatham, NJ worth?

The TopHap Estimate for 109 Terrace Dr, Chatham, NJ is $728,471 as of Sep 24, 2026. The likely range is $692,688 to $764,254. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Terrace Dr, Chatham, NJ last sell?

109 Terrace Dr, Chatham, NJ last sold on Jun 4, 2024 for $645,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 109 Terrace Dr, Chatham, NJ?

109 Terrace Dr, Chatham, NJ has 1,400 square feet of living space and a 0.40-acre lot.

When was 109 Terrace Dr, Chatham, NJ built?

109 Terrace Dr, Chatham, NJ was built in 1989, making it 37 years old.

What schools serve 109 Terrace Dr, Chatham, NJ?

109 Terrace Dr, Chatham, NJ is assigned to Chatham High School (high), rated B+; Southern Boulevard School (elementary), rated A; Chatham Middle School (middle), rated A-. All sit in The Chathams School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Terrace Dr, Chatham, NJ compare to other homes in Chatham 07928?

Among the 6,434 homes in Chatham 07928, it is worth more than 15% of them ($728,471 against a typical $1,352,990), its price per square foot is higher than 24% of them ($520 against a typical $603), it is bigger than 19% of them (1,400 ft² against a typical 2,229 ft²), its lot is bigger than 56% of them (0.4 ac against a typical 0.33 ac) and it is newer than 81% of them (1989 against a typical 1959). Measured against all of Morris County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Terrace Dr, Chatham, NJ?

The 2024 property tax bill for 109 Terrace Dr, Chatham, NJ was $7,857. The county assessed it at $395,000.

More homes on Terrace Dr

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Assigned schools

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