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Single Family ResidenceResidential
$224,395$198 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $108,500 on Jul 3, 2014

109 TERRACE ST

ELIZABETHTON, TN 37643
1
Baths
1,131 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$224K
$210K low$239K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$108,500 · Jul 3, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$700 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,425
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,675
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$128,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCarter
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.0.29
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Unfinished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²Patio · 168 ft²Porch · 120 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central Elementary SchoolD+
Elementary · Grades PK–8 · 3.8 mi
H
Happy Valley High SchoolC
High · Grades 9–12 · 4.2 mi

District: Carter County School District

Neighborhood · ZIP 37643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,594
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.248 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,990
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,720
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 78% of homes in Elizabethton 37643
  • Smaller than 65% of homes in Elizabethton 37643
  • Has a smaller lot than 94% of homes in Carter County

What homes are worth in Elizabethton 37643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$600K

This home is worth more than 55% of homes in Elizabethton 37643.

How it measures up in Elizabethton 37643

The dot is this home. The mark in the middle is the typical home in Elizabethton 37643.

Estimated value$224,395
CheaperTypical $210,899Pricier

Pricier than 55% of homes nearby

Price per ft²$198
CheaperTypical $159Pricier

Pricier than 78% of homes nearby

Living area1,131 ft²
SmallerTypical 1,292 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.29 ac
SmallerTypical 2.27 acBigger

Bigger than 7% of homes nearby

Year built1972
OlderTypical 1973Newer

Newer than 50% of homes nearby

How 109 Terrace St ranks against every home in each area.
MeasureThis homeElizabethton 37643Carter County
Estimated valuepricier than$224,39555% of homes53% of homes
Price per ft²pricier than$19878% of homes73% of homes
Living areabigger than1,131 ft²35% of homes37% of homes
Lot sizebigger than0.29 ac7% of homes6% of homes
Year builtnewer than197250% of homes46% of homes

About 109 Terrace St

How much is 109 Terrace St, Elizabethton, TN worth?

The TopHap Estimate for 109 Terrace St, Elizabethton, TN is $224,395 as of Oct 21, 2026. The likely range is $209,817 to $238,973. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Terrace St, Elizabethton, TN last sell?

109 Terrace St, Elizabethton, TN last sold on Jul 3, 2014 for $108,500, according to the county's recorded deed.

How big is 109 Terrace St, Elizabethton, TN?

109 Terrace St, Elizabethton, TN has 1 bathrooms, 1,131 square feet of living space and a 0.29-acre lot.

When was 109 Terrace St, Elizabethton, TN built?

109 Terrace St, Elizabethton, TN was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 109 Terrace St, Elizabethton, TN?

109 Terrace St, Elizabethton, TN is assigned to Central Elementary School (elementary), rated D+; Happy Valley High School (high), rated C. All sit in Carter County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Terrace St, Elizabethton, TN compare to other homes in Elizabethton 37643?

Among the 14,343 homes in Elizabethton 37643, it is worth more than 55% of them ($224,395 against a typical $210,899), its price per square foot is higher than 78% of them ($198 against a typical $159), it is bigger than 35% of them (1,131 ft² against a typical 1,292 ft²), its lot is bigger than 7% of them (0.29 ac against a typical 2.27 ac) and it is newer than 50% of them (1972 against a typical 1973). Measured against all of Carter County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Terrace St, Elizabethton, TN?

The 2024 property tax bill for 109 Terrace St, Elizabethton, TN was $700. The county assessed it at $32,100.

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