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Single Family ResidenceResidential
$888,994$340 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $909,400 on Aug 26, 2024

109 TESORO TER

SAINT AUGUSTINE, FL 32095
3
Beds
3.5
Baths
2,611 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$889K
$807K low$971K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$909,400 · Aug 26, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,606 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$604,384 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$562,378
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$648,850

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.73%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. JOHNS
Lot (acres)The size of the land the home sits on, from county records.0.36
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 403 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
St. Augustine High SchoolB
High · Grades 9–12 · 1.6 mi
M
Sebastian Middle SchoolA-
Middle · Grades 6–8 · 1.8 mi
E
Ketterlinus Elementary SchoolA
Elementary · Grades KG–5 · 3.3 mi

District: St. Johns County School District

Neighborhood · ZIP 32095These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.23,503
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.394 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,783
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,052
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Tesoro Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Saint Augustine 32095
  • Costs more per square foot than 97% of homes in Saint Augustine 32095
  • Bigger than 74% of homes in St. Johns County
  • Has a bigger lot than 82% of homes in Saint Augustine 32095
  • Newer than 96% of homes in St. Johns County

What homes are worth in Saint Augustine 32095

Each bar is how many homes fall in that price range. The marker is this home.

This home
$219K$1.5M

This home is worth more than 90% of homes in Saint Augustine 32095.

How it measures up in Saint Augustine 32095

The dot is this home. The mark in the middle is the typical home in Saint Augustine 32095.

Estimated value$888,994
CheaperTypical $482,251Pricier

Pricier than 90% of homes nearby

Price per ft²$340
CheaperTypical $225Pricier

Pricier than 97% of homes nearby

Living area2,611 ft²
SmallerTypical 2,144 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.36 ac
SmallerTypical 0.2 acBigger

Bigger than 82% of homes nearby

Year built2024
OlderTypical 2019Newer

Newer than 94% of homes nearby

How 109 Tesoro Ter ranks against every home in each area.
MeasureThis homeSaint Augustine 32095St. Johns County
Estimated valuepricier than$888,99490% of homes87% of homes
Price per ft²pricier than$34097% of homes82% of homes
Living areabigger than2,611 ft²70% of homes74% of homes
Lot sizebigger than0.36 ac82% of homes78% of homes
Year builtnewer than202494% of homes96% of homes

About 109 Tesoro Ter

How much is 109 Tesoro Ter, Saint Augustine, FL worth?

The TopHap Estimate for 109 Tesoro Ter, Saint Augustine, FL is $888,994 as of Sep 24, 2026. The likely range is $807,238 to $970,750. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Tesoro Ter, Saint Augustine, FL last sell?

109 Tesoro Ter, Saint Augustine, FL last sold on Aug 26, 2024 for $909,400, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 109 Tesoro Ter, Saint Augustine, FL?

109 Tesoro Ter, Saint Augustine, FL has 3 bedrooms, 3.5 bathrooms, 2,611 square feet of living space and a 0.36-acre lot.

When was 109 Tesoro Ter, Saint Augustine, FL built?

109 Tesoro Ter, Saint Augustine, FL was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 109 Tesoro Ter, Saint Augustine, FL?

109 Tesoro Ter, Saint Augustine, FL is assigned to St. Augustine High School (high), rated B; Sebastian Middle School (middle), rated A-; Ketterlinus Elementary School (elementary), rated A. All sit in St. Johns County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Tesoro Ter, Saint Augustine, FL compare to other homes in Saint Augustine 32095?

Among the 11,132 homes in Saint Augustine 32095, it is worth more than 90% of them ($888,994 against a typical $482,251), its price per square foot is higher than 97% of them ($340 against a typical $225), it is bigger than 70% of them (2,611 ft² against a typical 2,144 ft²), its lot is bigger than 82% of them (0.36 ac against a typical 0.2 ac) and it is newer than 94% of them (2024 against a typical 2019). Measured against all of St. Johns County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Tesoro Ter, Saint Augustine, FL?

The 2025 property tax bill for 109 Tesoro Ter, Saint Augustine, FL was $13,606. The county assessed it at $604,384.

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