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Single Family ResidenceResidential
$442,995$443 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

109 THOMSON DR

LUDLOW, VT 05149
1
Beds
1.5
Baths
1,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$443K
$348K low$538K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,104 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$222,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$147,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$222,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
80
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Elevator

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ludlow Elementary SchoolB
Elementary · Grades PK–6 · 3.0 mi
M
Riverside Middle SchoolD
Middle · Grades 6–8 · 13.8 mi
H
Woodstock Union Middle / High SchoolA
High · Grades 7–12 · 14.1 mi

District: Windsor Central Unified Union School District

Neighborhood · ZIP 05149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.180
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.34%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,307
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,230
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Thomson Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Ludlow 05149
  • Costs more per square foot than 90% of homes in Windsor County
  • Smaller than 89% of homes in Ludlow 05149
  • Has a smaller lot than 85% of homes in Windsor County
  • Older than 73% of homes in Ludlow 05149

What homes are worth in Ludlow 05149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$2.6M

This home is worth more than 28% of homes in Ludlow 05149.

How it measures up in Ludlow 05149

The dot is this home. The mark in the middle is the typical home in Ludlow 05149.

Estimated value$442,995
CheaperTypical $636,876Pricier

Pricier than 28% of homes nearby

Price per ft²$443
CheaperTypical $349Pricier

Pricier than 67% of homes nearby

Living area1,000 ft²
SmallerTypical 1,767 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.35 ac
SmallerTypical 1.07 acBigger

Bigger than 17% of homes nearby

Year built1970
OlderTypical 1985Newer

Newer than 27% of homes nearby

How 109 Thomson Dr ranks against every home in each area.
MeasureThis homeLudlow 05149Windsor County
Estimated valuepricier than$442,99528% of homes55% of homes
Price per ft²pricier than$44367% of homes90% of homes
Living areabigger than1,000 ft²11% of homes16% of homes
Lot sizebigger than0.35 ac17% of homes15% of homes
Year builtnewer than197027% of homes42% of homes

About 109 Thomson Dr

How much is 109 Thomson Dr, Ludlow, VT worth?

The TopHap Estimate for 109 Thomson Dr, Ludlow, VT is $442,995 as of Aug 30, 2026. The likely range is $347,613 to $538,377. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Thomson Dr, Ludlow, VT last sell?

109 Thomson Dr, Ludlow, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Thomson Dr, Ludlow, VT?

109 Thomson Dr, Ludlow, VT has 1 bedrooms, 1.5 bathrooms, 1,000 square feet of living space and a 0.35-acre lot.

When was 109 Thomson Dr, Ludlow, VT built?

109 Thomson Dr, Ludlow, VT was built in 1970, making it 56 years old. It is a a-frame home. The building has 1 story.

What schools serve 109 Thomson Dr, Ludlow, VT?

109 Thomson Dr, Ludlow, VT is assigned to Ludlow Elementary School (elementary), rated B; Riverside Middle School (middle), rated D; Woodstock Union Middle / High School (high), rated A. All sit in Windsor Central Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Thomson Dr, Ludlow, VT compare to other homes in Ludlow 05149?

Among the 3,324 homes in Ludlow 05149, it is worth more than 28% of them ($442,995 against a typical $636,876), its price per square foot is higher than 67% of them ($443 against a typical $349), it is bigger than 11% of them (1,000 ft² against a typical 1,767 ft²), its lot is bigger than 17% of them (0.35 ac against a typical 1.07 ac) and it is newer than 27% of them (1970 against a typical 1985). Measured against all of Windsor County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Thomson Dr, Ludlow, VT?

The 2025 property tax bill for 109 Thomson Dr, Ludlow, VT was $4,104. The county assessed it at $222,300.

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