Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$368,122$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $155,000 on Jun 19, 2019

109 TIMBER RIDGE LN

HAYESVILLE, NC 28904
2
Beds
3 / 1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.54 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.

Valuation

$368K
$283K low$454K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,000 · Jun 19, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$933 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$177,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$177,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyClay
Lot (acres)The size of the land the home sits on, from county records.1.54

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hayesville Middle SchoolC
Middle · Grades 6–8 · 2.2 mi
E
Hayesville Primary School
Elementary · Grades PK–2 · 2.2 mi
H
Hayesville High SchoolB-
High · Grades 9–12 · 2.2 mi

District: Clay County Schools

Neighborhood · ZIP 28904These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,778
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,320
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,263
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.69 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Timber Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 83% of homes in Clay County
  • Smaller than 69% of homes in Hayesville 28904
  • Newer than 65% of homes in Hayesville 28904

What homes are worth in Hayesville 28904

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$1.2M

This home is worth more than 54% of homes in Hayesville 28904.

How it measures up in Hayesville 28904

The dot is this home. The mark in the middle is the typical home in Hayesville 28904.

Estimated value$368,122
CheaperTypical $346,208Pricier

Pricier than 54% of homes nearby

Price per ft²$274
CheaperTypical $188Pricier

Pricier than 81% of homes nearby

Living area1,344 ft²
SmallerTypical 1,764 ft²Bigger

Bigger than 31% of homes nearby

Lot size1.54 ac
SmallerTypical 1.26 acBigger

Bigger than 58% of homes nearby

Year built2000
OlderTypical 1994Newer

Newer than 65% of homes nearby

How 109 Timber Ridge Ln ranks against every home in each area.
MeasureThis homeHayesville 28904Clay County
Estimated valuepricier than$368,12254% of homes56% of homes
Price per ft²pricier than$27481% of homes83% of homes
Living areabigger than1,344 ft²31% of homes32% of homes
Lot sizebigger than1.54 ac58% of homes56% of homes
Year builtnewer than200065% of homes65% of homes

About 109 Timber Ridge Ln

How much is 109 Timber Ridge Ln, Hayesville, NC worth?

The TopHap Estimate for 109 Timber Ridge Ln, Hayesville, NC is $368,122 as of Aug 30, 2026. The likely range is $282,623 to $453,621. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Timber Ridge Ln, Hayesville, NC last sell?

109 Timber Ridge Ln, Hayesville, NC last sold on Jun 19, 2019 for $155,000, according to the county's recorded deed.

How big is 109 Timber Ridge Ln, Hayesville, NC?

109 Timber Ridge Ln, Hayesville, NC has 2 bedrooms, 3 bathrooms, 1,344 square feet of living space and a 1.54-acre lot.

When was 109 Timber Ridge Ln, Hayesville, NC built?

109 Timber Ridge Ln, Hayesville, NC was built in 2000, making it 26 years old.

What schools serve 109 Timber Ridge Ln, Hayesville, NC?

109 Timber Ridge Ln, Hayesville, NC is assigned to Hayesville Middle School (middle), rated C; Hayesville Primary School (elementary); Hayesville High School (high), rated B-. All sit in Clay County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Timber Ridge Ln, Hayesville, NC compare to other homes in Hayesville 28904?

Among the 5,943 homes in Hayesville 28904, it is worth more than 54% of them ($368,122 against a typical $346,208), its price per square foot is higher than 81% of them ($274 against a typical $188), it is bigger than 31% of them (1,344 ft² against a typical 1,764 ft²), its lot is bigger than 58% of them (1.54 ac against a typical 1.26 ac) and it is newer than 65% of them (2000 against a typical 1994). Measured against all of Clay County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Timber Ridge Ln, Hayesville, NC?

The 2025 property tax bill for 109 Timber Ridge Ln, Hayesville, NC was $933. The county assessed it at $177,300.

More homes on Timber Ridge Ln

Closest homes

More homes in Hayesville 28904

Assigned schools

Explore the area

See this home in context

Open 109 Timber Ridge Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map