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Single Family ResidentialResidential
$221,047$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $205,000 on Apr 24, 2025

109 UPPER GATEWAY CIR

RUTHERFORDTON, NC 28139
2
Beds
2
Baths
932 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$221K
$159K low$283K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$205,000 · Apr 24, 2025

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$199,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$184,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$199,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$199,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRutherford
Lot (acres)The size of the land the home sits on, from county records.0.18
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Porch · 60 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rutherfordton Elementary SchoolC+
Elementary · Grades PK–5 · 0.7 mi
M
R-S Middle SchoolC-
Middle · Grades 6–8 · 1.9 mi
H
Rutherford Early College High SchoolA-
High · Grades 9–12 · 3.0 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Upper Gateway Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 79% of homes in Rutherfordton 28139
  • Smaller than 93% of homes in Rutherfordton 28139
  • Has a smaller lot than 98% of homes in Rutherfordton 28139
  • Among the newest homes in Rutherfordton 28139

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$860K

This home is worth more than 36% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$221,047
CheaperTypical $276,391Pricier

Pricier than 36% of homes nearby

Price per ft²$237
CheaperTypical $169Pricier

Pricier than 79% of homes nearby

Living area932 ft²
SmallerTypical 1,551 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.18 ac
SmallerTypical 1.79 acBigger

Bigger than 2% of homes nearby

Year built2024
OlderTypical 1985Newer

Newer than almost all homes nearby

How 109 Upper Gateway Cir ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$221,04736% of homes46% of homes
Price per ft²pricier than$23779% of homes78% of homes
Living areabigger than932 ft²7% of homes10% of homes
Lot sizebigger than0.18 ac2% of homes4% of homes
Year builtnewer than2024almost all homesalmost all homes

About 109 Upper Gateway Cir

How much is 109 Upper Gateway Cir, Rutherfordton, NC worth?

The TopHap Estimate for 109 Upper Gateway Cir, Rutherfordton, NC is $221,047 as of Aug 30, 2026. The likely range is $159,142 to $282,952. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Upper Gateway Cir, Rutherfordton, NC last sell?

109 Upper Gateway Cir, Rutherfordton, NC last sold on Apr 24, 2025 for $205,000, according to the county's recorded deed.

How big is 109 Upper Gateway Cir, Rutherfordton, NC?

109 Upper Gateway Cir, Rutherfordton, NC has 2 bedrooms, 2 bathrooms, 932 square feet of living space and a 0.18-acre lot.

When was 109 Upper Gateway Cir, Rutherfordton, NC built?

109 Upper Gateway Cir, Rutherfordton, NC was built in 2024, making it 2 years old. The building has 1 story.

What schools serve 109 Upper Gateway Cir, Rutherfordton, NC?

109 Upper Gateway Cir, Rutherfordton, NC is assigned to Rutherfordton Elementary School (elementary), rated C+; R-S Middle School (middle), rated C-; Rutherford Early College High School (high), rated A-. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Upper Gateway Cir, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,472 homes in Rutherfordton 28139, it is worth more than 36% of them ($221,047 against a typical $276,391), its price per square foot is higher than 79% of them ($237 against a typical $169), it is bigger than 7% of them (932 ft² against a typical 1,551 ft²), its lot is bigger than 2% of them (0.18 ac against a typical 1.79 ac) and it is newer than almost all of them (2024 against a typical 1985). Measured against all of Rutherford County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Upper Gateway Cir

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More homes in Rutherfordton 28139

Assigned schools

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