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Single Family ResidenceResidential
$985,000$501 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $540,000 on Sep 27, 2019

109 UPPER XRD

LUDLOW, VT 05149
3
Beds
2.5
Baths
1,966 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$985K
$906K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$540,000 · Sep 27, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,734 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$527,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$332,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$194,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$527,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.0.44
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ludlow Elementary SchoolB
Elementary · Grades PK–6 · 1.8 mi
M
Green Mountain Union High SchoolB
Middle · Grades 7–12 · 12.4 mi

District: Green Mountain Unified School District

Neighborhood · ZIP 05149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.180
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.34%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,307
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,230
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Upper Xrd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Windsor County
  • Costs more per square foot than 93% of homes in Windsor County
  • Bigger than 69% of homes in Windsor County
  • Has a smaller lot than 82% of homes in Windsor County
  • Older than 73% of homes in Ludlow 05149

What homes are worth in Ludlow 05149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$187K$2.9M

This home is worth more than 82% of homes in Ludlow 05149.

How it measures up in Ludlow 05149

The dot is this home. The mark in the middle is the typical home in Ludlow 05149.

Estimated value$985,000
CheaperTypical $605,973Pricier

Pricier than 82% of homes nearby

Price per ft²$501
CheaperTypical $343Pricier

Pricier than 80% of homes nearby

Living area1,966 ft²
SmallerTypical 1,747 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.44 ac
SmallerTypical 1.07 acBigger

Bigger than 22% of homes nearby

Year built1970
OlderTypical 1985Newer

Newer than 27% of homes nearby

How 109 Upper Xrd ranks against every home in each area.
MeasureThis homeLudlow 05149Windsor County
Estimated valuepricier than$985,00082% of homes91% of homes
Price per ft²pricier than$50180% of homes93% of homes
Living areabigger than1,966 ft²62% of homes69% of homes
Lot sizebigger than0.44 ac22% of homes18% of homes
Year builtnewer than197027% of homes42% of homes

About 109 Upper Xrd

How much is 109 Upper Xrd, Ludlow, VT worth?

The TopHap Estimate for 109 Upper Xrd, Ludlow, VT is $985,000 as of Sep 24, 2026. The likely range is $906,425 to $1,063,575. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Upper Xrd, Ludlow, VT last sell?

109 Upper Xrd, Ludlow, VT last sold on Sep 27, 2019 for $540,000, according to the county's recorded deed.

How big is 109 Upper Xrd, Ludlow, VT?

109 Upper Xrd, Ludlow, VT has 3 bedrooms, 2.5 bathrooms, 1,966 square feet of living space and a 0.44-acre lot.

When was 109 Upper Xrd, Ludlow, VT built?

109 Upper Xrd, Ludlow, VT was built in 1970, making it 56 years old. It is a conventional home. The building has 2 stories.

What schools serve 109 Upper Xrd, Ludlow, VT?

109 Upper Xrd, Ludlow, VT is assigned to Ludlow Elementary School (elementary), rated B; Green Mountain Union High School (middle), rated B. All sit in Green Mountain Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Upper Xrd, Ludlow, VT compare to other homes in Ludlow 05149?

Among the 3,324 homes in Ludlow 05149, it is worth more than 82% of them ($985,000 against a typical $605,973), its price per square foot is higher than 80% of them ($501 against a typical $343), it is bigger than 62% of them (1,966 ft² against a typical 1,747 ft²), its lot is bigger than 22% of them (0.44 ac against a typical 1.07 ac) and it is newer than 27% of them (1970 against a typical 1985). Measured against all of Windsor County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Upper Xrd, Ludlow, VT?

The 2025 property tax bill for 109 Upper Xrd, Ludlow, VT was $9,734. The county assessed it at $527,300.

More homes on Upper Xrd

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