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Single Family ResidenceResidential
$83,059$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 61How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $10,000 on Jun 23, 2023

109 W ELM ST

HARTFORD, IL 62048
5
Beds
1
Baths
952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$83K
$51K low$115K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$10,000 · Jun 23, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$978 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,980 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,620
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,060
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$35,940

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
13
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hartford Elementary SchoolB
Elementary · Grades PK–5 · 0.4 mi
M
Lewis-Clark Jr High SchoolC-
Middle · Grades 6–8 · 1.8 mi
H
East Alton-Wood River High SchoolA+
High · Grades 9–12 · 2.4 mi

District: Wood River-Hartford Elementary School District 15

Neighborhood · ZIP 62048These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,802
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.249 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,190
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,428
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 W Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Madison County
  • Costs less per square foot than 85% of homes in Madison County
  • Smaller than 70% of homes in Madison County
  • Has a smaller lot than 84% of homes in Madison County
  • Older than 78% of homes in Madison County

What homes are worth in Hartford 62048

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$178K

This home is worth more than 71% of homes in Hartford 62048.

How it measures up in Hartford 62048

The dot is this home. The mark in the middle is the typical home in Hartford 62048.

Estimated value$83,059
CheaperTypical $64,276Pricier

Pricier than 71% of homes nearby

Price per ft²$87
CheaperTypical $68Pricier

Pricier than 75% of homes nearby

Living area952 ft²
SmallerTypical 952 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.14 ac
SmallerTypical 0.15 acBigger

Bigger than 48% of homes nearby

Year built1940
OlderTypical 1945Newer

Newer than 45% of homes nearby

How 109 W Elm St ranks against every home in each area.
MeasureThis homeHartford 62048Madison County
Estimated valuepricier than$83,05971% of homes14% of homes
Price per ft²pricier than$8775% of homes15% of homes
Living areabigger than952 ft²51% of homes30% of homes
Lot sizebigger than0.14 ac48% of homes16% of homes
Year builtnewer than194045% of homes22% of homes

About 109 W Elm St

How much is 109 W Elm St, Hartford, IL worth?

The TopHap Estimate for 109 W Elm St, Hartford, IL is $83,059 as of Sep 24, 2026. The likely range is $50,688 to $115,430. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 W Elm St, Hartford, IL last sell?

109 W Elm St, Hartford, IL last sold on Jun 23, 2023 for $10,000, according to the county's recorded deed.

How big is 109 W Elm St, Hartford, IL?

109 W Elm St, Hartford, IL has 5 bedrooms, 1 bathrooms, 952 square feet of living space and a 0.14-acre lot.

When was 109 W Elm St, Hartford, IL built?

109 W Elm St, Hartford, IL was built in 1940, making it 86 years old. It is a conventional home. The building has 1 story.

What schools serve 109 W Elm St, Hartford, IL?

109 W Elm St, Hartford, IL is assigned to Hartford Elementary School (elementary), rated B; Lewis-Clark Jr High School (middle), rated C-; East Alton-Wood River High School (high), rated A+. All sit in Wood River-Hartford Elementary School District 15. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 W Elm St, Hartford, IL compare to other homes in Hartford 62048?

Among the 576 homes in Hartford 62048, it is worth more than 71% of them ($83,059 against a typical $64,276), its price per square foot is higher than 75% of them ($87 against a typical $68), it is bigger than 51% of them (952 ft² against a typical 952 ft²), its lot is bigger than 48% of them (0.14 ac against a typical 0.15 ac) and it is newer than 45% of them (1940 against a typical 1945). Measured against all of Madison County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 W Elm St, Hartford, IL?

The 2025 property tax bill for 109 W Elm St, Hartford, IL was $978. The county assessed it at $11,980.

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