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Rural ResidenceResidential
$440,062$123 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

109 W HOUSTON ST

MONROE, NC 28112
4
Beds
2
Baths
3,566 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1909
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$440K
$417K low$463K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,924 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$448,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$399,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$448,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$448,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 890 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Monroe Middle SchoolD-
Middle · Grades 6–8 · 0.7 mi
H
Monroe High SchoolD-
High · Grades 9–12 · 1.4 mi
E
Walter Bickett Elementary SchoolF
Elementary · Grades KG–5 · 1.9 mi

District: Union County Public Schools

Neighborhood · ZIP 28112These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,035
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,806
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 W Houston St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Monroe 28112
  • Costs less per square foot than 98% of homes in Union County
  • Bigger than 97% of homes in Monroe 28112
  • Has a smaller lot than 75% of homes in Monroe 28112
  • Among the oldest homes in Union County

What homes are worth in Monroe 28112

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$860K

This home is worth more than 71% of homes in Monroe 28112.

How it measures up in Monroe 28112

The dot is this home. The mark in the middle is the typical home in Monroe 28112.

Estimated value$440,062
CheaperTypical $369,019Pricier

Pricier than 71% of homes nearby

Price per ft²$123
CheaperTypical $206Pricier

Pricier than 5% of homes nearby

Living area3,566 ft²
SmallerTypical 1,718 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.27 ac
SmallerTypical 0.96 acBigger

Bigger than 25% of homes nearby

Year built1909
OlderTypical 1989Newer

Older than almost all homes nearby

How 109 W Houston St ranks against every home in each area.
MeasureThis homeMonroe 28112Union County
Estimated valuepricier than$440,06271% of homes48% of homes
Price per ft²pricier than$1235% of homes2% of homes
Living areabigger than3,566 ft²97% of homes86% of homes
Lot sizebigger than0.27 ac25% of homes33% of homes
Year builtnewer than1909almost no homesalmost no homes

About 109 W Houston St

How much is 109 W Houston St, Monroe, NC worth?

The TopHap Estimate for 109 W Houston St, Monroe, NC is $440,062 as of Oct 21, 2026. The likely range is $416,891 to $463,233. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 W Houston St, Monroe, NC last sell?

109 W Houston St, Monroe, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 W Houston St, Monroe, NC?

109 W Houston St, Monroe, NC has 4 bedrooms, 2 bathrooms, 3,566 square feet of living space and a 0.27-acre lot.

When was 109 W Houston St, Monroe, NC built?

109 W Houston St, Monroe, NC was built in 1909, making it 117 years old. It is a conventional home. The building has 2 stories.

What schools serve 109 W Houston St, Monroe, NC?

109 W Houston St, Monroe, NC is assigned to Monroe Middle School (middle), rated D-; Monroe High School (high), rated D-; Walter Bickett Elementary School (elementary), rated F. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 W Houston St, Monroe, NC compare to other homes in Monroe 28112?

Among the 11,567 homes in Monroe 28112, it is worth more than 71% of them ($440,062 against a typical $369,019), its price per square foot is higher than 5% of them ($123 against a typical $206), it is bigger than 97% of them (3,566 ft² against a typical 1,718 ft²), its lot is bigger than 25% of them (0.27 ac against a typical 0.96 ac) and it is newer than almost none of them (1909 against a typical 1989). Measured against all of Union County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 W Houston St, Monroe, NC?

The 2026 property tax bill for 109 W Houston St, Monroe, NC was $3,924. The county assessed it at $448,900.

More homes on W Houston St

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Assigned schools

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