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Single Family ResidenceResidential
$119,878$80 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $90,000 on May 31, 2022

109 W MAIN ST

WESTPHALIA, MI 48894
3
Beds
1
Baths
1,498 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$120K
$93K low$147K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · May 31, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$618 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLINTON
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 110 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Pewamowestphalia Middlehigh SchoolA
Middle · Grades 6–12 · 2.1 mi
E
Pewamowestphalia Elementary SchoolC
Elementary · Grades PK–5 · 5.6 mi

District: Pewamo-Westphalia Community School District

Neighborhood · ZIP 48894These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.46
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,472
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.75 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,213
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,374
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 W Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Westphalia 48894
  • Among the lowest price per square foot in Westphalia 48894
  • Smaller than 71% of homes in Westphalia 48894
  • Has a smaller lot than 98% of homes in Westphalia 48894
  • Older than 86% of homes in Clinton County

What homes are worth in Westphalia 48894

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$548K

This home is worth less than almost all homes in Westphalia 48894.

How it measures up in Westphalia 48894

The dot is this home. The mark in the middle is the typical home in Westphalia 48894.

Estimated value$119,878
CheaperTypical $325,299Pricier

Cheaper than almost all homes nearby

Price per ft²$80
CheaperTypical $193Pricier

Cheaper than almost all homes nearby

Living area1,498 ft²
SmallerTypical 1,771 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.17 ac
SmallerTypical 1.07 acBigger

Bigger than 2% of homes nearby

Year built1910
OlderTypical 1970Newer

Newer than 26% of homes nearby

How 109 W Main St ranks against every home in each area.
MeasureThis homeWestphalia 48894Clinton County
Estimated valuepricier than$119,878almost no homes5% of homes
Price per ft²pricier than$80almost no homesalmost no homes
Living areabigger than1,498 ft²29% of homes41% of homes
Lot sizebigger than0.17 ac2% of homes6% of homes
Year builtnewer than191026% of homes14% of homes

About 109 W Main St

How much is 109 W Main St, Westphalia, MI worth?

The TopHap Estimate for 109 W Main St, Westphalia, MI is $119,878 as of Sep 24, 2026. The likely range is $92,542 to $147,214. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 W Main St, Westphalia, MI last sell?

109 W Main St, Westphalia, MI last sold on May 31, 2022 for $90,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 109 W Main St, Westphalia, MI?

109 W Main St, Westphalia, MI has 3 bedrooms, 1 bathrooms, 1,498 square feet of living space and a 0.17-acre lot.

When was 109 W Main St, Westphalia, MI built?

109 W Main St, Westphalia, MI was built in 1910, making it 116 years old. The building has 1 story.

What schools serve 109 W Main St, Westphalia, MI?

109 W Main St, Westphalia, MI is assigned to Pewamowestphalia Middlehigh School (middle), rated A; Pewamowestphalia Elementary School (elementary), rated C. All sit in Pewamo-Westphalia Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 W Main St, Westphalia, MI compare to other homes in Westphalia 48894?

Among the 906 homes in Westphalia 48894, it is worth more than almost none of them ($119,878 against a typical $325,299), its price per square foot is higher than almost none of them ($80 against a typical $193), it is bigger than 29% of them (1,498 ft² against a typical 1,771 ft²), its lot is bigger than 2% of them (0.17 ac against a typical 1.07 ac) and it is newer than 26% of them (1910 against a typical 1970). Measured against all of Clinton County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 W Main St, Westphalia, MI?

The 2025 property tax bill for 109 W Main St, Westphalia, MI was $618. The county assessed it at $55,100.

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