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Single Family ResidenceResidential
$636,337$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 W OPAL LN

HARTFORD, SD 57033
3
Beds
2 / 2
Baths
2,472 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$636K
$588K low$685K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,200 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$656,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$89,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$566,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$649,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
64
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMINNEHAHA
Lot (acres)The size of the land the home sits on, from county records.0.51
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 640 ft²Patio · 640 ft²Porch · 32 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Central Hartford Elementary - 05
Elementary · Grades KG–3 · 0.6 mi
H
West Central High School - 01B-
High · Grades 9–12 · 0.8 mi
M
West Central Middle School - 04B
Middle · Grades 6–8 · 0.8 mi

District: West Central School District 49-7

Neighborhood · ZIP 57033These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.6,444
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,074
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,071
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 W Opal Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Minnehaha County
  • Costs less per square foot than 74% of homes in Hartford 57033
  • Bigger than 95% of homes in Minnehaha County
  • Has a bigger lot than 86% of homes in Minnehaha County
  • Newer than 81% of homes in Minnehaha County

What homes are worth in Hartford 57033

Each bar is how many homes fall in that price range. The marker is this home.

This home
$211K$1.1M

This home is worth more than 82% of homes in Hartford 57033.

How it measures up in Hartford 57033

The dot is this home. The mark in the middle is the typical home in Hartford 57033.

Estimated value$636,337
CheaperTypical $435,818Pricier

Pricier than 82% of homes nearby

Price per ft²$257
CheaperTypical $305Pricier

Pricier than 26% of homes nearby

Living area2,472 ft²
SmallerTypical 1,429 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.51 ac
SmallerTypical 0.41 acBigger

Bigger than 54% of homes nearby

Year built2009
OlderTypical 1995Newer

Newer than 77% of homes nearby

How 109 W Opal Ln ranks against every home in each area.
MeasureThis homeHartford 57033Minnehaha County
Estimated valuepricier than$636,33782% of homes92% of homes
Price per ft²pricier than$25726% of homes44% of homes
Living areabigger than2,472 ft²93% of homes95% of homes
Lot sizebigger than0.51 ac54% of homes86% of homes
Year builtnewer than200977% of homes81% of homes

About 109 W Opal Ln

How much is 109 W Opal Ln, Hartford, SD worth?

The TopHap Estimate for 109 W Opal Ln, Hartford, SD is $636,337 as of Sep 24, 2026. The likely range is $587,917 to $684,757. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 W Opal Ln, Hartford, SD last sell?

109 W Opal Ln, Hartford, SD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 W Opal Ln, Hartford, SD?

109 W Opal Ln, Hartford, SD has 3 bedrooms, 2 bathrooms, 2,472 square feet of living space and a 0.51-acre lot.

When was 109 W Opal Ln, Hartford, SD built?

109 W Opal Ln, Hartford, SD was built in 2009, making it 17 years old. It is a ranch home. The building has 1 story.

What schools serve 109 W Opal Ln, Hartford, SD?

109 W Opal Ln, Hartford, SD is assigned to West Central Hartford Elementary - 05 (elementary); West Central High School - 01 (high), rated B-; West Central Middle School - 04 (middle), rated B. All sit in West Central School District 49-7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 W Opal Ln, Hartford, SD compare to other homes in Hartford 57033?

Among the 2,034 homes in Hartford 57033, it is worth more than 82% of them ($636,337 against a typical $435,818), its price per square foot is higher than 26% of them ($257 against a typical $305), it is bigger than 93% of them (2,472 ft² against a typical 1,429 ft²), its lot is bigger than 54% of them (0.51 ac against a typical 0.41 ac) and it is newer than 77% of them (2009 against a typical 1995). Measured against all of Minnehaha County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 W Opal Ln, Hartford, SD?

The 2025 property tax bill for 109 W Opal Ln, Hartford, SD was $10,200. The county assessed it at $656,700.

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