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Single Family ResidenceResidential
$274,249$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $140,000 on Dec 8, 2020

109 WATER ST

FARMINGTON, ME 04938
3
Beds
2.5
Baths
1,326 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$274K
$235K low$313K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Dec 8, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,748 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$261,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$206,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$233,320

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyFRANKLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 04938These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.10,603
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,973
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,755
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 68% of homes in Franklin County
  • Has a smaller lot than 90% of homes in Farmington 04938
  • Older than 86% of homes in Franklin County

What homes are worth in Farmington 04938

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$645K

This home is worth more than 50% of homes in Farmington 04938.

How it measures up in Farmington 04938

The dot is this home. The mark in the middle is the typical home in Farmington 04938.

Estimated value$274,249
CheaperTypical $274,503Pricier

Pricier than 50% of homes nearby

Price per ft²$207
CheaperTypical $187Pricier

Pricier than 59% of homes nearby

Living area1,326 ft²
SmallerTypical 1,554 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.31 ac
SmallerTypical 1.7 acBigger

Bigger than 10% of homes nearby

Year built1900
OlderTypical 1973Newer

Newer than 23% of homes nearby

How 109 Water St ranks against every home in each area.
MeasureThis homeFarmington 04938Franklin County
Estimated valuepricier than$274,24950% of homes46% of homes
Price per ft²pricier than$20759% of homes32% of homes
Living areabigger than1,326 ft²39% of homes61% of homes
Lot sizebigger than0.31 ac10% of homes11% of homes
Year builtnewer than190023% of homes14% of homes

About 109 Water St

How much is 109 Water St, Farmington, ME worth?

The TopHap Estimate for 109 Water St, Farmington, ME is $274,249 as of Oct 21, 2026. The likely range is $235,175 to $313,323. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Water St, Farmington, ME last sell?

109 Water St, Farmington, ME last sold on Dec 8, 2020 for $140,000, according to the county's recorded deed.

How big is 109 Water St, Farmington, ME?

109 Water St, Farmington, ME has 3 bedrooms, 2.5 bathrooms, 1,326 square feet of living space and a 0.31-acre lot.

When was 109 Water St, Farmington, ME built?

109 Water St, Farmington, ME was built in 1900, making it 126 years old. It is a cape cod home. The building has 2 stories.

How does 109 Water St, Farmington, ME compare to other homes in Farmington 04938?

Among the 3,721 homes in Farmington 04938, it is worth more than 50% of them ($274,249 against a typical $274,503), its price per square foot is higher than 59% of them ($207 against a typical $187), it is bigger than 39% of them (1,326 ft² against a typical 1,554 ft²), its lot is bigger than 10% of them (0.31 ac against a typical 1.7 ac) and it is newer than 23% of them (1900 against a typical 1973). Measured against all of Franklin County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Water St, Farmington, ME?

The 2025 property tax bill for 109 Water St, Farmington, ME was $2,748. The county assessed it at $261,700.

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