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Single Family ResidenceResidential
$755,966$829 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 WATER ST

PORTSMOUTH, RI 02871
2
Beds
1
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.85 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$756K
$704K low$808K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,032 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$906,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$761,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.106 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.90%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyNEWPORT
Lot (acres)The size of the land the home sits on, from county records.2.85
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Portsmouth High SchoolA+
High · Grades 9–12 · 0.7 mi
E
Hathaway Elementary SchoolA
Elementary · Grades KG–4 · 0.8 mi
M
Portsmouth Middle SchoolA-
Middle · Grades 5–8 · 4.1 mi

District: Portsmouth School District

Neighborhood · ZIP 02871These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.16,919
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.620 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,631
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,136
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 97% of homes in Portsmouth 02871
  • Smaller than 91% of homes in Portsmouth 02871
  • Has a bigger lot than 98% of homes in Portsmouth 02871
  • Older than 73% of homes in Portsmouth 02871

What homes are worth in Portsmouth 02871

Each bar is how many homes fall in that price range. The marker is this home.

This home
$258K$2.5M

This home is worth more than 54% of homes in Portsmouth 02871.

How it measures up in Portsmouth 02871

The dot is this home. The mark in the middle is the typical home in Portsmouth 02871.

Estimated value$755,966
CheaperTypical $720,086Pricier

Pricier than 54% of homes nearby

Price per ft²$829
CheaperTypical $441Pricier

Pricier than 97% of homes nearby

Living area912 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 9% of homes nearby

Lot size2.85 ac
SmallerTypical 0.42 acBigger

Bigger than 98% of homes nearby

Year built1958
OlderTypical 1976Newer

Newer than 27% of homes nearby

How 109 Water St ranks against every home in each area.
MeasureThis homePortsmouth 02871Newport County
Estimated valuepricier than$755,96654% of homes46% of homes
Price per ft²pricier than$82997% of homes86% of homes
Living areabigger than912 ft²9% of homes9% of homes
Lot sizebigger than2.85 ac98% of homes95% of homes
Year builtnewer than195827% of homes42% of homes

About 109 Water St

How much is 109 Water St, Portsmouth, RI worth?

The TopHap Estimate for 109 Water St, Portsmouth, RI is $755,966 as of Sep 24, 2026. The likely range is $703,936 to $807,996. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Water St, Portsmouth, RI last sell?

109 Water St, Portsmouth, RI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Water St, Portsmouth, RI?

109 Water St, Portsmouth, RI has 2 bedrooms, 1 bathrooms, 912 square feet of living space and a 2.85-acre lot.

When was 109 Water St, Portsmouth, RI built?

109 Water St, Portsmouth, RI was built in 1958, making it 68 years old. It is a conventional home. The building has 1 story.

What schools serve 109 Water St, Portsmouth, RI?

109 Water St, Portsmouth, RI is assigned to Portsmouth High School (high), rated A+; Hathaway Elementary School (elementary), rated A; Portsmouth Middle School (middle), rated A-. All sit in Portsmouth School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Water St, Portsmouth, RI compare to other homes in Portsmouth 02871?

Among the 7,733 homes in Portsmouth 02871, it is worth more than 54% of them ($755,966 against a typical $720,086), its price per square foot is higher than 97% of them ($829 against a typical $441), it is bigger than 9% of them (912 ft² against a typical 1,632 ft²), its lot is bigger than 98% of them (2.85 ac against a typical 0.42 ac) and it is newer than 27% of them (1958 against a typical 1976). Measured against all of Newport County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Water St, Portsmouth, RI?

The 2025 property tax bill for 109 Water St, Portsmouth, RI was $12,032. The county assessed it at $906,000.

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