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Single Family ResidenceResidential
$427,580$260 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $171,500 on Nov 21, 2003

109 WESTERN AVE

AMSTERDAM, NY 12010
3
Beds
1.5
Baths
1,647 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$428K
$399K low$456K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$171,500 · Nov 21, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,732 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$122,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$160,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$326,735

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountySARATOGA
Lot (acres)The size of the land the home sits on, from county records.3.45
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Joseph Henry Elementary SchoolB+
Elementary · Grades PK–5 · 5.0 mi
M
Galway Junior/Senior High SchoolB
Middle · Grades 6–12 · 5.0 mi

District: Galway Central School District

Neighborhood · ZIP 12010These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,758
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,310
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,860
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Western Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Amsterdam 12010
  • Costs more per square foot than 94% of homes in Amsterdam 12010
  • Has a bigger lot than 89% of homes in Saratoga County
  • Newer than 84% of homes in Amsterdam 12010

What homes are worth in Amsterdam 12010

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$643K

This home is worth more than 88% of homes in Amsterdam 12010.

How it measures up in Amsterdam 12010

The dot is this home. The mark in the middle is the typical home in Amsterdam 12010.

Estimated value$427,580
CheaperTypical $247,887Pricier

Pricier than 88% of homes nearby

Price per ft²$260
CheaperTypical $172Pricier

Pricier than 94% of homes nearby

Living area1,647 ft²
SmallerTypical 1,728 ft²Bigger

Bigger than 46% of homes nearby

Lot size3.45 ac
SmallerTypical 0.29 acBigger

Bigger than 85% of homes nearby

Year built1985
OlderTypical 1940Newer

Newer than 84% of homes nearby

How 109 Western Ave ranks against every home in each area.
MeasureThis homeAmsterdam 12010Saratoga County
Estimated valuepricier than$427,58088% of homes47% of homes
Price per ft²pricier than$26094% of homes59% of homes
Living areabigger than1,647 ft²46% of homes41% of homes
Lot sizebigger than3.45 ac85% of homes89% of homes
Year builtnewer than198584% of homes52% of homes

About 109 Western Ave

How much is 109 Western Ave, Amsterdam, NY worth?

The TopHap Estimate for 109 Western Ave, Amsterdam, NY is $427,580 as of Sep 24, 2026. The likely range is $399,188 to $455,972. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Western Ave, Amsterdam, NY last sell?

109 Western Ave, Amsterdam, NY last sold on Nov 21, 2003 for $171,500, according to the county's recorded deed.

How big is 109 Western Ave, Amsterdam, NY?

109 Western Ave, Amsterdam, NY has 3 bedrooms, 1.5 bathrooms, 1,647 square feet of living space and a 3.45-acre lot.

When was 109 Western Ave, Amsterdam, NY built?

109 Western Ave, Amsterdam, NY was built in 1985, making it 41 years old. It is a contemporary home. The building has 1 story.

What schools serve 109 Western Ave, Amsterdam, NY?

109 Western Ave, Amsterdam, NY is assigned to Joseph Henry Elementary School (elementary), rated B+; Galway Junior/Senior High School (middle), rated B. All sit in Galway Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Western Ave, Amsterdam, NY compare to other homes in Amsterdam 12010?

Among the 9,295 homes in Amsterdam 12010, it is worth more than 88% of them ($427,580 against a typical $247,887), its price per square foot is higher than 94% of them ($260 against a typical $172), it is bigger than 46% of them (1,647 ft² against a typical 1,728 ft²), its lot is bigger than 85% of them (3.45 ac against a typical 0.29 ac) and it is newer than 84% of them (1985 against a typical 1940). Measured against all of Saratoga County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Western Ave, Amsterdam, NY?

The 2025 property tax bill for 109 Western Ave, Amsterdam, NY was $4,732. The county assessed it at $160,100.

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Assigned schools

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