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Single Family ResidenceResidential
$744,179$555 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 WHISPER PT

GAINESVILLE, TX 76240
3
Beds
2
Baths
1,340 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.56 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$744K
$711K low$777K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,501 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$885,781 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$805,255
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,210,601

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOOKE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.0.56
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 64 ft²Porch · 791 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sivells Bend Elementary SchoolB+
Elementary · Grades PK–8 · 7.2 mi
H
Muenster High SchoolA
High · Grades 7–12 · 11.2 mi

District: Muenster Independent School District

Neighborhood · ZIP 76240These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,647
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,859
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,136
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Whisper Pt measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Gainesville 76240
  • Costs more per square foot than 97% of homes in Gainesville 76240
  • Smaller than 68% of homes in Cooke County

What homes are worth in Gainesville 76240

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$1.4M

This home is worth more than 90% of homes in Gainesville 76240.

How it measures up in Gainesville 76240

The dot is this home. The mark in the middle is the typical home in Gainesville 76240.

Estimated value$744,179
CheaperTypical $275,795Pricier

Pricier than 90% of homes nearby

Price per ft²$555
CheaperTypical $167Pricier

Pricier than 97% of homes nearby

Living area1,340 ft²
SmallerTypical 1,574 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.56 ac
SmallerTypical 0.39 acBigger

Bigger than 59% of homes nearby

Year built1983
OlderTypical 1980Newer

Newer than 54% of homes nearby

How 109 Whisper Pt ranks against every home in each area.
MeasureThis homeGainesville 76240Cooke County
Estimated valuepricier than$744,17990% of homes87% of homes
Price per ft²pricier than$55597% of homes97% of homes
Living areabigger than1,340 ft²35% of homes32% of homes
Lot sizebigger than0.56 ac59% of homes47% of homes
Year builtnewer than198354% of homes44% of homes

About 109 Whisper Pt

How much is 109 Whisper Pt, Gainesville, TX worth?

The TopHap Estimate for 109 Whisper Pt, Gainesville, TX is $744,179 as of Sep 24, 2026. The likely range is $711,479 to $776,879. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Whisper Pt, Gainesville, TX last sell?

109 Whisper Pt, Gainesville, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Whisper Pt, Gainesville, TX?

109 Whisper Pt, Gainesville, TX has 3 bedrooms, 2 bathrooms, 1,340 square feet of living space and a 0.56-acre lot.

When was 109 Whisper Pt, Gainesville, TX built?

109 Whisper Pt, Gainesville, TX was built in 1983, making it 43 years old.

What schools serve 109 Whisper Pt, Gainesville, TX?

109 Whisper Pt, Gainesville, TX is assigned to Sivells Bend Elementary School (elementary), rated B+; Muenster High School (high), rated A. All sit in Muenster Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Whisper Pt, Gainesville, TX compare to other homes in Gainesville 76240?

Among the 12,112 homes in Gainesville 76240, it is worth more than 90% of them ($744,179 against a typical $275,795), its price per square foot is higher than 97% of them ($555 against a typical $167), it is bigger than 35% of them (1,340 ft² against a typical 1,574 ft²), its lot is bigger than 59% of them (0.56 ac against a typical 0.39 ac) and it is newer than 54% of them (1983 against a typical 1980). Measured against all of Cooke County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Whisper Pt, Gainesville, TX?

The 2026 property tax bill for 109 Whisper Pt, Gainesville, TX was $10,501. The county assessed it at $885,781.

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