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Single Family ResidenceResidential
$423,327$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $89,900 on Nov 28, 2007

109 WINDERMERE DR

RUSSELL, KY 41169
4
Beds
5 / 1
Baths
3,034 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2012
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$423K
$381K low$465K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$89,900 · Nov 28, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$323,327
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$258,662
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
CITIZENS NATIONAL BANK · recorded Sep 30, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,886 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$364,884 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$277,884
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$364,884
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$364,884

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGreenup
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2013
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Russell Middle SchoolB-
Middle · Grades 6–8 · 0.9 mi
E
Russell Primary School
Elementary · Grades PK–2 · 0.9 mi
H
Russell High SchoolA+
High · Grades 9–12 · 1.0 mi

District: Russell Independent School District

Neighborhood · ZIP 41169These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.5,085
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.930 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,744
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,917
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Windermere Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Russell 41169
  • Costs more per square foot than 81% of homes in Russell 41169
  • Bigger than 97% of homes in Greenup County
  • Newer than 97% of homes in Russell 41169

What homes are worth in Russell 41169

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$441K

This home is worth more than 97% of homes in Russell 41169.

How it measures up in Russell 41169

The dot is this home. The mark in the middle is the typical home in Russell 41169.

Estimated value$423,327
CheaperTypical $168,539Pricier

Pricier than 97% of homes nearby

Price per ft²$140
CheaperTypical $106Pricier

Pricier than 81% of homes nearby

Living area3,034 ft²
SmallerTypical 1,538 ft²Bigger

Bigger than 96% of homes nearby

Year built2012
OlderTypical 1970Newer

Newer than 97% of homes nearby

How 109 Windermere Dr ranks against every home in each area.
MeasureThis homeRussell 41169Greenup County
Estimated valuepricier than$423,32797% of homes97% of homes
Price per ft²pricier than$14081% of homes80% of homes
Living areabigger than3,034 ft²96% of homes97% of homes
Year builtnewer than201297% of homes95% of homes

About 109 Windermere Dr

How much is 109 Windermere Dr, Russell, KY worth?

The TopHap Estimate for 109 Windermere Dr, Russell, KY is $423,327 as of Jul 14, 2026. The likely range is $381,495 to $465,159. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Windermere Dr, Russell, KY last sell?

109 Windermere Dr, Russell, KY last sold on Nov 28, 2007 for $89,900, according to the county's recorded deed.

How big is 109 Windermere Dr, Russell, KY?

109 Windermere Dr, Russell, KY has 4 bedrooms, 5 bathrooms and 3,034 square feet of living space.

When was 109 Windermere Dr, Russell, KY built?

109 Windermere Dr, Russell, KY was built in 2012, making it 14 years old. The building has 2 stories.

What schools serve 109 Windermere Dr, Russell, KY?

109 Windermere Dr, Russell, KY is assigned to Russell Middle School (middle), rated B-; Russell Primary School (elementary); Russell High School (high), rated A+. All sit in Russell Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Windermere Dr, Russell, KY compare to other homes in Russell 41169?

Among the 2,282 homes in Russell 41169, it is worth more than 97% of them ($423,327 against a typical $168,539), its price per square foot is higher than 81% of them ($140 against a typical $106), it is bigger than 96% of them (3,034 ft² against a typical 1,538 ft²) and it is newer than 97% of them (2012 against a typical 1970). Measured against all of Greenup County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Windermere Dr, Russell, KY?

The 2025 property tax bill for 109 Windermere Dr, Russell, KY was $5,886. The county assessed it at $364,884.

Closest homes

More homes in Russell 41169

Assigned schools

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