Skip to content
Skip to content
TopHapOpen in map
Manufactured, Modular, Pre-Fabricated HomesResidential
Last sold for $192,000 on Sep 17, 2019

1090 HOWARD ST

OTSEGO, MI 49078
3
Beds
2
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$192,000 · Sep 17, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,955 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$122,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.40 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Manufactured, Modular, Pre-Fabricated Homes
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyALLEGAN
Lot (acres)The size of the land the home sits on, from county records.0.53
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dix Street Elementary SchoolC
Elementary · Grades PK–5 · 0.4 mi
M
Otsego Middle SchoolB
Middle · Grades 6–8 · 1.2 mi
H
Otsego High SchoolA
High · Grades 9–12 · 1.2 mi

District: Otsego Public Schools

Neighborhood · ZIP 49078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.9,851
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.188 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,792
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,213
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1090 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Newer than 91% of homes in Otsego 49078

How it measures up in Otsego 49078

The dot is this home. The mark in the middle is the typical home in Otsego 49078.

Living area1,404 ft²
SmallerTypical 1,436 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.53 ac
SmallerTypical 0.62 acBigger

Bigger than 47% of homes nearby

Year built2006
OlderTypical 1974Newer

Newer than 91% of homes nearby

How 1090 Howard St ranks against every home in each area.
MeasureThis homeOtsego 49078Allegan County
Living areabigger than1,404 ft²48% of homes42% of homes
Lot sizebigger than0.53 ac47% of homes38% of homes
Year builtnewer than200691% of homes85% of homes

About 1090 Howard St

When did 1090 Howard St, Otsego, MI last sell?

1090 Howard St, Otsego, MI last sold on Sep 17, 2019 for $192,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1090 Howard St, Otsego, MI?

1090 Howard St, Otsego, MI has 3 bedrooms, 2 bathrooms, 1,404 square feet of living space and a 0.53-acre lot.

When was 1090 Howard St, Otsego, MI built?

1090 Howard St, Otsego, MI was built in 2006, making it 20 years old. It is a modular home. The building has 1 story.

What schools serve 1090 Howard St, Otsego, MI?

1090 Howard St, Otsego, MI is assigned to Dix Street Elementary School (elementary), rated C; Otsego Middle School (middle), rated B; Otsego High School (high), rated A. All sit in Otsego Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1090 Howard St, Otsego, MI compare to other homes in Otsego 49078?

Among the 3,540 homes in Otsego 49078, it is bigger than 48% of them (1,404 ft² against a typical 1,436 ft²), its lot is bigger than 47% of them (0.53 ac against a typical 0.62 ac) and it is newer than 91% of them (2006 against a typical 1974). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1090 Howard St, Otsego, MI?

The 2025 property tax bill for 1090 Howard St, Otsego, MI was $2,955. The county assessed it at $127,900.

More homes on Howard St

Closest homes

More homes in Otsego 49078

Assigned schools

Explore the area

See this home in context

Open 1090 Howard St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map