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Rural ResidenceResidential
$215,300$239 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $13,500 on Dec 23, 2024

1090 STATE ROUTE 38

LOCKE, NY 13092
1
Beds
1
Baths
900 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
68.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$215K
$180K low$251K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$13,500 · Dec 23, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$3

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyCayuga
Lot (acres)The size of the land the home sits on, from county records.68.60
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Forced Air
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 160 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Millard Fillmore Elementary SchoolD+
Elementary · Grades PK–5 · 2.6 mi
M
Moravia Junior-Senior High SchoolB+
Middle · Grades 6–12 · 2.8 mi

District: Moravia Central School District

Neighborhood · ZIP 13092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,990
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,950
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,297
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1090 State Route 38 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 93% of homes in Locke 13092
  • Smaller than 92% of homes in Cayuga County
  • Has a bigger lot than 97% of homes in Cayuga County
  • Newer than 67% of homes in Cayuga County

What homes are worth in Locke 13092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$497K

This home is worth more than 49% of homes in Locke 13092.

How it measures up in Locke 13092

The dot is this home. The mark in the middle is the typical home in Locke 13092.

Estimated value$215,300
CheaperTypical $217,722Pricier

Pricier than 49% of homes nearby

Price per ft²$239
CheaperTypical $139Pricier

Pricier than 93% of homes nearby

Living area900 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 9% of homes nearby

Lot size68.6 ac
SmallerTypical 2.76 acBigger

Bigger than 94% of homes nearby

Year built1974
OlderTypical 1976Newer

Newer than 48% of homes nearby

How 1090 State Route 38 ranks against every home in each area.
MeasureThis homeLocke 13092Cayuga County
Estimated valuepricier than$215,30049% of homes55% of homes
Price per ft²pricier than$23993% of homes92% of homes
Living areabigger than900 ft²9% of homes8% of homes
Lot sizebigger than68.6 ac94% of homes97% of homes
Year builtnewer than197448% of homes67% of homes

About 1090 State Route 38

How much is 1090 State Route 38, Locke, NY worth?

The TopHap Estimate for 1090 State Route 38, Locke, NY is $215,300 as of Aug 30, 2026. The likely range is $179,509 to $251,091. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1090 State Route 38, Locke, NY last sell?

1090 State Route 38, Locke, NY last sold on Dec 23, 2024 for $13,500, according to the county's recorded deed.

How big is 1090 State Route 38, Locke, NY?

1090 State Route 38, Locke, NY has 1 bedrooms, 1 bathrooms, 900 square feet of living space and a 68.60-acre lot.

When was 1090 State Route 38, Locke, NY built?

1090 State Route 38, Locke, NY was built in 1974, making it 52 years old. It is a cottage home. The building has 1 story.

What schools serve 1090 State Route 38, Locke, NY?

1090 State Route 38, Locke, NY is assigned to Millard Fillmore Elementary School (elementary), rated D+; Moravia Junior-Senior High School (middle), rated B+. All sit in Moravia Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1090 State Route 38, Locke, NY compare to other homes in Locke 13092?

Among the 964 homes in Locke 13092, it is worth more than 49% of them ($215,300 against a typical $217,722), its price per square foot is higher than 93% of them ($239 against a typical $139), it is bigger than 9% of them (900 ft² against a typical 1,500 ft²), its lot is bigger than 94% of them (68.6 ac against a typical 2.76 ac) and it is newer than 48% of them (1974 against a typical 1976). Measured against all of Cayuga County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on State Route 38

Closest homes

More homes in Locke 13092

Assigned schools

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