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Single Family ResidenceResidential
$282,206
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10903 PROSPECTOR RD

ROUGH AND READY, CA 95975
3
Beds
2
Baths
3.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$282K
$238K low$327K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$17,781
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$14,225
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$160,000
WESTERN SUNRISE MORTGAGE CORP · recorded Apr 30, 1999
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$104,425
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,417 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$310,176 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,685
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$242,491
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$304,095
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$403,110

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyNEVADA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
HeatingThe type of heating system in the home.Baseboard
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Guest house

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Nevada Union High SchoolB+
High · Grades 9–12 · 5.4 mi

District: Nevada Joint Union High School District

Neighborhood · ZIP 95975These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,885
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.208 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,216
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,598
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10903 Prospector Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Nevada County
  • Has a bigger lot than 75% of homes in Nevada County
  • Newer than 70% of homes in Rough and Ready 95975

What homes are worth in Rough and Ready 95975

Each bar is how many homes fall in that price range. The marker is this home.

This home
$235K$1M

This home is worth more than 10% of homes in Rough and Ready 95975.

How it measures up in Rough and Ready 95975

The dot is this home. The mark in the middle is the typical home in Rough and Ready 95975.

Estimated value$282,206
CheaperTypical $448,874Pricier

Pricier than 10% of homes nearby

Lot size3.13 ac
SmallerTypical 4.96 acBigger

Bigger than 37% of homes nearby

Year built1991
OlderTypical 1985Newer

Newer than 70% of homes nearby

How 10903 Prospector Rd ranks against every home in each area.
MeasureThis homeRough and Ready 95975Nevada County
Estimated valuepricier than$282,20610% of homes3% of homes
Lot sizebigger than3.13 ac37% of homes75% of homes
Year builtnewer than199170% of homes68% of homes

About 10903 Prospector Rd

How much is 10903 Prospector Rd, Rough And Ready, CA worth?

The TopHap Estimate for 10903 Prospector Rd, Rough And Ready, CA is $282,206 as of Jul 14, 2026. The likely range is $237,525 to $326,887. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10903 Prospector Rd, Rough And Ready, CA last sell?

10903 Prospector Rd, Rough And Ready, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10903 Prospector Rd, Rough And Ready, CA?

10903 Prospector Rd, Rough And Ready, CA has 3 bedrooms and 2 bathrooms.

When was 10903 Prospector Rd, Rough And Ready, CA built?

10903 Prospector Rd, Rough And Ready, CA was built in 1991, making it 35 years old. It is a traditional/old home. The building has 1 story.

What schools serve 10903 Prospector Rd, Rough And Ready, CA?

10903 Prospector Rd, Rough And Ready, CA is assigned to Nevada Union High School (high), rated B+. All sit in Nevada Joint Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10903 Prospector Rd, Rough And Ready, CA compare to other homes in Rough and Ready 95975?

Among the 714 homes in Rough and Ready 95975, it is worth more than 10% of them ($282,206 against a typical $448,874), its lot is bigger than 37% of them (3.13 ac against a typical 4.96 ac) and it is newer than 70% of them (1991 against a typical 1985). Measured against all of Nevada County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10903 Prospector Rd, Rough And Ready, CA?

The 2025 property tax bill for 10903 Prospector Rd, Rough And Ready, CA was $3,417. The county assessed it at $310,176.

More homes on Prospector Rd

Closest homes

More homes in Rough And Ready 95975

Assigned schools

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