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Single Family ResidenceResidential
$678,764$420 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

10909 COUNTY ROAD 14

WATERLOO, AL 35677
2
Baths
1,618 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
106 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$679K
$546K low$812K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$648 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$463,380

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
64
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAUDERDALE
Lot (acres)The size of the land the home sits on, from county records.106.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waterloo High SchoolC+
Elementary · Grades PK–12 · 3.8 mi

District: Lauderdale County School District

Neighborhood · ZIP 35677These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,067
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,257
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,178
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10909 County Road 14 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Waterloo 35677
  • Among the highest price per square foot in Lauderdale County
  • Among the largest lots in Lauderdale County
  • Older than 65% of homes in Waterloo 35677

What homes are worth in Waterloo 35677

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$865K

This home is worth more than 96% of homes in Waterloo 35677.

How it measures up in Waterloo 35677

The dot is this home. The mark in the middle is the typical home in Waterloo 35677.

Estimated value$678,764
CheaperTypical $208,789Pricier

Pricier than 96% of homes nearby

Price per ft²$420
CheaperTypical $141Pricier

Pricier than 97% of homes nearby

Living area1,618 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 62% of homes nearby

Lot size106 ac
SmallerTypical 3.5 acBigger

Bigger than 91% of homes nearby

Year built1968
OlderTypical 1982Newer

Newer than 35% of homes nearby

How 10909 County Road 14 ranks against every home in each area.
MeasureThis homeWaterloo 35677Lauderdale County
Estimated valuepricier than$678,76496% of homes95% of homes
Price per ft²pricier than$42097% of homesalmost all homes
Living areabigger than1,618 ft²62% of homes47% of homes
Lot sizebigger than106 ac91% of homesalmost all homes
Year builtnewer than196835% of homes39% of homes

About 10909 County Road 14

How much is 10909 County Road 14, Waterloo, AL worth?

The TopHap Estimate for 10909 County Road 14, Waterloo, AL is $678,764 as of Oct 21, 2026. The likely range is $545,843 to $811,685. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10909 County Road 14, Waterloo, AL last sell?

10909 County Road 14, Waterloo, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10909 County Road 14, Waterloo, AL?

10909 County Road 14, Waterloo, AL has 2 bathrooms, 1,618 square feet of living space and a 106.00-acre lot.

When was 10909 County Road 14, Waterloo, AL built?

10909 County Road 14, Waterloo, AL was built in 1968, making it 58 years old.

What schools serve 10909 County Road 14, Waterloo, AL?

10909 County Road 14, Waterloo, AL is assigned to Waterloo High School (elementary), rated C+. All sit in Lauderdale County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10909 County Road 14, Waterloo, AL compare to other homes in Waterloo 35677?

Among the 861 homes in Waterloo 35677, it is worth more than 96% of them ($678,764 against a typical $208,789), its price per square foot is higher than 97% of them ($420 against a typical $141), it is bigger than 62% of them (1,618 ft² against a typical 1,440 ft²), its lot is bigger than 91% of them (106 ac against a typical 3.5 ac) and it is newer than 35% of them (1968 against a typical 1982). Measured against all of Lauderdale County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10909 County Road 14, Waterloo, AL?

The 2026 property tax bill for 10909 County Road 14, Waterloo, AL was $648. The county assessed it at $18,500.

More homes on County Road 14

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More homes in Waterloo 35677

Assigned schools

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