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Single Family ResidenceResidential
$530,914$211 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $508,000 on Apr 12, 2024

10909 RIVER OAKS DR NW

CONCORD, NC 28027
4
Beds
2.5
Baths
2,521 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$531K
$490K low$572K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$508,000 · Apr 12, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$453,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$343,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$453,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$453,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCABARRUS
Lot (acres)The size of the land the home sits on, from county records.0.22
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 102 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Harris Road Middle SchoolA+
Middle · Grades 6–8 · 0.7 mi
E
W. R. Odell Primary School
Elementary · Grades KG–2 · 0.9 mi
H
Cox Mill High SchoolA
High · Grades 9–12 · 2.9 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28027These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.83,688
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,697
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,907
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10909 River Oaks Dr Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Cabarrus County
  • Bigger than 73% of homes in Cabarrus County
  • Has a smaller lot than 68% of homes in Cabarrus County
  • Newer than 73% of homes in Cabarrus County

What homes are worth in Concord 28027

Each bar is how many homes fall in that price range. The marker is this home.

This home
$144K$1M

This home is worth more than 68% of homes in Concord 28027.

How it measures up in Concord 28027

The dot is this home. The mark in the middle is the typical home in Concord 28027.

Estimated value$530,914
CheaperTypical $424,058Pricier

Pricier than 68% of homes nearby

Price per ft²$211
CheaperTypical $209Pricier

Pricier than 52% of homes nearby

Living area2,521 ft²
SmallerTypical 1,992 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.22 ac
SmallerTypical 0.24 acBigger

Bigger than 40% of homes nearby

Year built2008
OlderTypical 2002Newer

Newer than 69% of homes nearby

How 10909 River Oaks Dr Nw ranks against every home in each area.
MeasureThis homeConcord 28027Cabarrus County
Estimated valuepricier than$530,91468% of homes75% of homes
Price per ft²pricier than$21152% of homes59% of homes
Living areabigger than2,521 ft²68% of homes73% of homes
Lot sizebigger than0.22 ac40% of homes32% of homes
Year builtnewer than200869% of homes73% of homes

About 10909 River Oaks Dr Nw

How much is 10909 River Oaks Dr Nw, Concord, NC worth?

The TopHap Estimate for 10909 River Oaks Dr Nw, Concord, NC is $530,914 as of Sep 24, 2026. The likely range is $490,103 to $571,725. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10909 River Oaks Dr Nw, Concord, NC last sell?

10909 River Oaks Dr Nw, Concord, NC last sold on Apr 12, 2024 for $508,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 10909 River Oaks Dr Nw, Concord, NC?

10909 River Oaks Dr Nw, Concord, NC has 4 bedrooms, 2.5 bathrooms, 2,521 square feet of living space and a 0.22-acre lot.

When was 10909 River Oaks Dr Nw, Concord, NC built?

10909 River Oaks Dr Nw, Concord, NC was built in 2008, making it 18 years old. The building has 2 stories.

What schools serve 10909 River Oaks Dr Nw, Concord, NC?

10909 River Oaks Dr Nw, Concord, NC is assigned to Harris Road Middle School (middle), rated A+; W. R. Odell Primary School (elementary); Cox Mill High School (high), rated A. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10909 River Oaks Dr Nw, Concord, NC compare to other homes in Concord 28027?

Among the 25,574 homes in Concord 28027, it is worth more than 68% of them ($530,914 against a typical $424,058), its price per square foot is higher than 52% of them ($211 against a typical $209), it is bigger than 68% of them (2,521 ft² against a typical 1,992 ft²), its lot is bigger than 40% of them (0.22 ac against a typical 0.24 ac) and it is newer than 69% of them (2008 against a typical 2002). Measured against all of Cabarrus County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on River Oaks Dr Nw

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