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Single Family ResidenceResidential
$608,940$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $389,900 on Jul 3, 2019

10923 WHISPERING PINES WAY

ROCKFORD, IL 61114
4
Beds
1.5
Baths
3,387 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$609K
$595K low$623K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$389,900 · Jul 3, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$354,140
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$283,312
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$254,800
SENB BANK · recorded Jun 4, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,205 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$169,450 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,004
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$134,446
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$163,258
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$508,350

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.187 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBOONE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.3.27
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Belvidere North High SchoolB
High · Grades 9–12 · 3.6 mi
E
Seth Whitman Elementary SchoolB-
Elementary · Grades EE–5 · 3.8 mi
M
Belvidere Central Middle SchoolC+
Middle · Grades 6–8 · 4.0 mi

District: Belvidere Consolidated Unit School District 100

Neighborhood · ZIP 61114These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.15,641
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,943 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,141
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,567
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10923 Whispering Pines Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rockford 61114
  • Costs more per square foot than 92% of homes in Rockford 61114
  • Bigger than 92% of homes in Boone County
  • Has a bigger lot than 89% of homes in Rockford 61114
  • Newer than 66% of homes in Rockford 61114

What homes are worth in Rockford 61114

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$564K

This home is worth more than almost all homes in Rockford 61114.

How it measures up in Rockford 61114

The dot is this home. The mark in the middle is the typical home in Rockford 61114.

Estimated value$608,940
CheaperTypical $278,522Pricier

Pricier than almost all homes nearby

Price per ft²$180
CheaperTypical $131Pricier

Pricier than 92% of homes nearby

Living area3,387 ft²
SmallerTypical 2,192 ft²Bigger

Bigger than 90% of homes nearby

Lot size3.27 ac
SmallerTypical 0.33 acBigger

Bigger than 89% of homes nearby

Year built1988
OlderTypical 1981Newer

Newer than 66% of homes nearby

How 10923 Whispering Pines Way ranks against every home in each area.
MeasureThis homeRockford 61114Boone County
Estimated valuepricier than$608,940almost all homes95% of homes
Price per ft²pricier than$18092% of homes71% of homes
Living areabigger than3,387 ft²90% of homes92% of homes
Lot sizebigger than3.27 ac89% of homes88% of homes
Year builtnewer than198866% of homes46% of homes

About 10923 Whispering Pines Way

How much is 10923 Whispering Pines Way, Rockford, IL worth?

The TopHap Estimate for 10923 Whispering Pines Way, Rockford, IL is $608,940 as of Jul 14, 2026. The likely range is $594,907 to $622,973. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10923 Whispering Pines Way, Rockford, IL last sell?

10923 Whispering Pines Way, Rockford, IL last sold on Jul 3, 2019 for $389,900, according to the county's recorded deed.

How big is 10923 Whispering Pines Way, Rockford, IL?

10923 Whispering Pines Way, Rockford, IL has 4 bedrooms, 1.5 bathrooms, 3,387 square feet of living space and a 3.27-acre lot.

When was 10923 Whispering Pines Way, Rockford, IL built?

10923 Whispering Pines Way, Rockford, IL was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 10923 Whispering Pines Way, Rockford, IL?

10923 Whispering Pines Way, Rockford, IL is assigned to Belvidere North High School (high), rated B; Seth Whitman Elementary School (elementary), rated B-; Belvidere Central Middle School (middle), rated C+. All sit in Belvidere Consolidated Unit School District 100. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10923 Whispering Pines Way, Rockford, IL compare to other homes in Rockford 61114?

Among the 5,393 homes in Rockford 61114, it is worth more than almost all of them ($608,940 against a typical $278,522), its price per square foot is higher than 92% of them ($180 against a typical $131), it is bigger than 90% of them (3,387 ft² against a typical 2,192 ft²), its lot is bigger than 89% of them (3.27 ac against a typical 0.33 ac) and it is newer than 66% of them (1988 against a typical 1981). Measured against all of Boone County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10923 Whispering Pines Way, Rockford, IL?

The 2025 property tax bill for 10923 Whispering Pines Way, Rockford, IL was $12,205. The county assessed it at $169,450.

Closest homes

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Assigned schools

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