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Single Family ResidenceResidential
$308,540$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $172,500 on Jun 19, 2019

10948 BORAGE TRL

ROSCOE, IL 61073
3
Beds
3
Baths
1,747 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$309K
$293K low$324K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$172,500 · Jun 19, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$145,045
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$116,036
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$163,495
QUICKEN LNS · recorded Jun 19, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,369 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,662 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,452
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,210
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$74,727
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$244,986

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.29
HeatingThe type of heating system in the home.Gas
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Roscoe Middle SchoolB+
Middle · Grades 6–8 · 2.3 mi
H
Hononegah Chd High SchoolC
High · Grades 9–12 · 2.8 mi
E
Ledgewood Elementary School
Elementary · Grades PK–1 · 3.6 mi

District: Hononegah Community High School District 207

Neighborhood · ZIP 61073These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.42
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.20,151
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.730 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,696
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,657
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10948 Borage Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Winnebago County
  • Costs more per square foot than 82% of homes in Winnebago County
  • Has a smaller lot than 90% of homes in Roscoe 61073
  • Newer than 89% of homes in Winnebago County

What homes are worth in Roscoe 61073

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$651K

This home is worth more than 41% of homes in Roscoe 61073.

How it measures up in Roscoe 61073

The dot is this home. The mark in the middle is the typical home in Roscoe 61073.

Estimated value$308,540
CheaperTypical $326,020Pricier

Pricier than 41% of homes nearby

Price per ft²$177
CheaperTypical $208Pricier

Pricier than 25% of homes nearby

Living area1,747 ft²
SmallerTypical 1,575 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.29 ac
SmallerTypical 0.6 acBigger

Bigger than 10% of homes nearby

Year built2001
OlderTypical 1991Newer

Newer than 75% of homes nearby

How 10948 Borage Trl ranks against every home in each area.
MeasureThis homeRoscoe 61073Winnebago County
Estimated valuepricier than$308,54041% of homes82% of homes
Price per ft²pricier than$17725% of homes82% of homes
Living areabigger than1,747 ft²63% of homes61% of homes
Lot sizebigger than0.29 ac10% of homes50% of homes
Year builtnewer than200175% of homes89% of homes

About 10948 Borage Trl

How much is 10948 Borage Trl, Roscoe, IL worth?

The TopHap Estimate for 10948 Borage Trl, Roscoe, IL is $308,540 as of Jul 14, 2026. The likely range is $293,416 to $323,664. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10948 Borage Trl, Roscoe, IL last sell?

10948 Borage Trl, Roscoe, IL last sold on Jun 19, 2019 for $172,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 10948 Borage Trl, Roscoe, IL?

10948 Borage Trl, Roscoe, IL has 3 bedrooms, 3 bathrooms, 1,747 square feet of living space and a 0.29-acre lot.

When was 10948 Borage Trl, Roscoe, IL built?

10948 Borage Trl, Roscoe, IL was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 10948 Borage Trl, Roscoe, IL?

10948 Borage Trl, Roscoe, IL is assigned to Roscoe Middle School (middle), rated B+; Hononegah Chd High School (high), rated C; Ledgewood Elementary School (elementary). All sit in Hononegah Community High School District 207. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10948 Borage Trl, Roscoe, IL compare to other homes in Roscoe 61073?

Among the 7,163 homes in Roscoe 61073, it is worth more than 41% of them ($308,540 against a typical $326,020), its price per square foot is higher than 25% of them ($177 against a typical $208), it is bigger than 63% of them (1,747 ft² against a typical 1,575 ft²), its lot is bigger than 10% of them (0.29 ac against a typical 0.6 ac) and it is newer than 75% of them (2001 against a typical 1991). Measured against all of Winnebago County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10948 Borage Trl, Roscoe, IL?

The 2025 property tax bill for 10948 Borage Trl, Roscoe, IL was $6,369. The county assessed it at $81,662.

Closest homes

More homes in Roscoe 61073

Assigned schools

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