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Rural ResidenceResidential
$262,291$390 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10948 ROSE RD

SAINT JACOB, IL 62281
1
Beds
2
Baths
672 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$262K
$217K low$308K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,554 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$76,190 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,530
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,810
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$228,570

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.130 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMADISON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1940
Lot (acres)The size of the land the home sits on, from county records.2.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. Jacob Elementary SchoolA
Elementary · Grades KG–5 · 3.9 mi
M
Triad Middle SchoolB
Middle · Grades 6–8 · 5.2 mi
H
Triad High SchoolA
High · Grades 9–12 · 6.6 mi

District: Triad Community Unit School District 2

Neighborhood · ZIP 62281These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.152

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,520
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.126 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,643
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,312
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10948 Rose Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Saint Jacob 62281
  • Costs more per square foot than 96% of homes in Madison County
  • Smaller than 95% of homes in Saint Jacob 62281
  • Has a bigger lot than 92% of homes in Madison County
  • Older than 97% of homes in Madison County

What homes are worth in Saint Jacob 62281

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$719K

This home is worth more than 26% of homes in Saint Jacob 62281.

How it measures up in Saint Jacob 62281

The dot is this home. The mark in the middle is the typical home in Saint Jacob 62281.

Estimated value$262,291
CheaperTypical $352,983Pricier

Pricier than 26% of homes nearby

Price per ft²$390
CheaperTypical $247Pricier

Pricier than 90% of homes nearby

Living area672 ft²
SmallerTypical 1,423 ft²Bigger

Bigger than 5% of homes nearby

Lot size2.2 ac
SmallerTypical 0.5 acBigger

Bigger than 74% of homes nearby

Year built1900
OlderTypical 1997Newer

Newer than 4% of homes nearby

How 10948 Rose Rd ranks against every home in each area.
MeasureThis homeSaint Jacob 62281Madison County
Estimated valuepricier than$262,29126% of homes70% of homes
Price per ft²pricier than$39090% of homes96% of homes
Living areabigger than672 ft²5% of homes5% of homes
Lot sizebigger than2.2 ac74% of homes92% of homes
Year builtnewer than19004% of homes3% of homes

About 10948 Rose Rd

How much is 10948 Rose Rd, Saint Jacob, IL worth?

The TopHap Estimate for 10948 Rose Rd, Saint Jacob, IL is $262,291 as of Jul 14, 2026. The likely range is $217,051 to $307,531. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10948 Rose Rd, Saint Jacob, IL last sell?

10948 Rose Rd, Saint Jacob, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10948 Rose Rd, Saint Jacob, IL?

10948 Rose Rd, Saint Jacob, IL has 1 bedrooms, 2 bathrooms, 672 square feet of living space and a 2.20-acre lot.

When was 10948 Rose Rd, Saint Jacob, IL built?

10948 Rose Rd, Saint Jacob, IL was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 10948 Rose Rd, Saint Jacob, IL?

10948 Rose Rd, Saint Jacob, IL is assigned to St. Jacob Elementary School (elementary), rated A; Triad Middle School (middle), rated B; Triad High School (high), rated A. All sit in Triad Community Unit School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10948 Rose Rd, Saint Jacob, IL compare to other homes in Saint Jacob 62281?

Among the 1,104 homes in Saint Jacob 62281, it is worth more than 26% of them ($262,291 against a typical $352,983), its price per square foot is higher than 90% of them ($390 against a typical $247), it is bigger than 5% of them (672 ft² against a typical 1,423 ft²), its lot is bigger than 74% of them (2.2 ac against a typical 0.5 ac) and it is newer than 4% of them (1900 against a typical 1997). Measured against all of Madison County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10948 Rose Rd, Saint Jacob, IL?

The 2025 property tax bill for 10948 Rose Rd, Saint Jacob, IL was $4,554. The county assessed it at $76,190.

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