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Single Family ResidenceResidential
$370,579$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1095 CACTUS CUT RD

MIDDLEBURG, FL 32068
3
Beds
2
Baths
1,487 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.98 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$371K
$355K low$386K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,323 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$283,402 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$208,402
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,517
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$283,402

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.0.97
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 100 ft²Porch · 20 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tynes Elementary SchoolB+
Elementary · Grades KG–6 · 1.5 mi
H
Ridgeview High SchoolB
High · Grades 9–12 · 4.6 mi
M
Wilkinson Junior High SchoolB+
Middle · Grades 7–8 · 5.3 mi

District: Clay County School District

Neighborhood · ZIP 32068These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.59,564
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.515 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,506
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,038
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1095 Cactus Cut Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Middleburg 32068
  • Costs more per square foot than 96% of homes in Middleburg 32068
  • Smaller than 72% of homes in Clay County
  • Has a bigger lot than 77% of homes in Clay County
  • Older than 65% of homes in Middleburg 32068

What homes are worth in Middleburg 32068

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$649K

This home is worth more than 68% of homes in Middleburg 32068.

How it measures up in Middleburg 32068

The dot is this home. The mark in the middle is the typical home in Middleburg 32068.

Estimated value$370,579
CheaperTypical $326,306Pricier

Pricier than 68% of homes nearby

Price per ft²$249
CheaperTypical $183Pricier

Pricier than 96% of homes nearby

Living area1,487 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.98 ac
SmallerTypical 0.47 acBigger

Bigger than 56% of homes nearby

Year built1993
OlderTypical 2000Newer

Newer than 35% of homes nearby

How 1095 Cactus Cut Rd ranks against every home in each area.
MeasureThis homeMiddleburg 32068Clay County
Estimated valuepricier than$370,57968% of homes63% of homes
Price per ft²pricier than$24996% of homes95% of homes
Living areabigger than1,487 ft²33% of homes28% of homes
Lot sizebigger than0.98 ac56% of homes77% of homes
Year builtnewer than199335% of homes41% of homes

About 1095 Cactus Cut Rd

How much is 1095 Cactus Cut Rd, Middleburg, FL worth?

The TopHap Estimate for 1095 Cactus Cut Rd, Middleburg, FL is $370,579 as of Sep 24, 2026. The likely range is $354,814 to $386,344. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1095 Cactus Cut Rd, Middleburg, FL last sell?

1095 Cactus Cut Rd, Middleburg, FL last sold on Jun 16, 2024, according to the county's recorded deed.

How big is 1095 Cactus Cut Rd, Middleburg, FL?

1095 Cactus Cut Rd, Middleburg, FL has 3 bedrooms, 2 bathrooms, 1,487 square feet of living space and a 0.97-acre lot.

When was 1095 Cactus Cut Rd, Middleburg, FL built?

1095 Cactus Cut Rd, Middleburg, FL was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 1095 Cactus Cut Rd, Middleburg, FL?

1095 Cactus Cut Rd, Middleburg, FL is assigned to Tynes Elementary School (elementary), rated B+; Ridgeview High School (high), rated B; Wilkinson Junior High School (middle), rated B+. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1095 Cactus Cut Rd, Middleburg, FL compare to other homes in Middleburg 32068?

Among the 22,403 homes in Middleburg 32068, it is worth more than 68% of them ($370,579 against a typical $326,306), its price per square foot is higher than 96% of them ($249 against a typical $183), it is bigger than 33% of them (1,487 ft² against a typical 1,716 ft²), its lot is bigger than 56% of them (0.98 ac against a typical 0.47 ac) and it is newer than 35% of them (1993 against a typical 2000). Measured against all of Clay County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1095 Cactus Cut Rd, Middleburg, FL?

The 2025 property tax bill for 1095 Cactus Cut Rd, Middleburg, FL was $4,323. The county assessed it at $283,402.

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