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Single Family ResidenceResidential
$351,742$93 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $150,000 on Jun 9, 2017

1095 PEPPER RIDGE DR

LUGOFF, SC 29078
0
Baths
3,776 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$352K
$331K low$373K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Jun 9, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$199,209
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$159,367
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$147,283
AMERICAN EAGLE MTG · recorded Jun 23, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,250
AMERICAN EAGLE MTG

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,462 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$239,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$209,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$239,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$239,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKershaw
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 409 ft²Porch · 190 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lugoff-Elgin Middle SchoolC-
Middle · Grades 6–8 · 0.2 mi
H
Lugoff-Elgin High SchoolC+
High · Grades 9–12 · 0.4 mi
E
Lugoff Elementary SchoolB
Elementary · Grades KG–5 · 0.9 mi

District: Kershaw County School District

Neighborhood · ZIP 29078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.140

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.19,560
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.145 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,399
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,957
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1095 Pepper Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Lugoff 29078
  • Costs less per square foot than 82% of homes in Lugoff 29078
  • Bigger than 93% of homes in Lugoff 29078
  • Older than 83% of homes in Kershaw County

What homes are worth in Lugoff 29078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$590K

This home is worth more than 82% of homes in Lugoff 29078.

How it measures up in Lugoff 29078

The dot is this home. The mark in the middle is the typical home in Lugoff 29078.

Estimated value$351,742
CheaperTypical $250,776Pricier

Pricier than 82% of homes nearby

Price per ft²$93
CheaperTypical $114Pricier

Pricier than 18% of homes nearby

Living area3,776 ft²
SmallerTypical 2,060 ft²Bigger

Bigger than 93% of homes nearby

Lot size1 ac
SmallerTypical 0.97 acBigger

Bigger than 59% of homes nearby

Year built1981
OlderTypical 1999Newer

Newer than 18% of homes nearby

How 1095 Pepper Ridge Dr ranks against every home in each area.
MeasureThis homeLugoff 29078Kershaw County
Estimated valuepricier than$351,74282% of homes76% of homes
Price per ft²pricier than$9318% of homes28% of homes
Living areabigger than3,776 ft²93% of homes91% of homes
Lot sizebigger than1 ac59% of homes58% of homes
Year builtnewer than198118% of homes17% of homes

About 1095 Pepper Ridge Dr

How much is 1095 Pepper Ridge Dr, Lugoff, SC worth?

The TopHap Estimate for 1095 Pepper Ridge Dr, Lugoff, SC is $351,742 as of Jul 14, 2026. The likely range is $330,876 to $372,608. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1095 Pepper Ridge Dr, Lugoff, SC last sell?

1095 Pepper Ridge Dr, Lugoff, SC last sold on Jun 9, 2017 for $150,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 1095 Pepper Ridge Dr, Lugoff, SC built?

1095 Pepper Ridge Dr, Lugoff, SC was built in 1981, making it 45 years old. The building has 2 stories.

What schools serve 1095 Pepper Ridge Dr, Lugoff, SC?

1095 Pepper Ridge Dr, Lugoff, SC is assigned to Lugoff-Elgin Middle School (middle), rated C-; Lugoff-Elgin High School (high), rated C+; Lugoff Elementary School (elementary), rated B. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1095 Pepper Ridge Dr, Lugoff, SC compare to other homes in Lugoff 29078?

Among the 7,854 homes in Lugoff 29078, it is worth more than 82% of them ($351,742 against a typical $250,776), its price per square foot is higher than 18% of them ($93 against a typical $114), it is bigger than 93% of them (3,776 ft² against a typical 2,060 ft²), its lot is bigger than 59% of them (1 ac against a typical 0.97 ac) and it is newer than 18% of them (1981 against a typical 1999). Measured against all of Kershaw County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1095 Pepper Ridge Dr, Lugoff, SC?

The 2025 property tax bill for 1095 Pepper Ridge Dr, Lugoff, SC was $1,462. The county assessed it at $239,300.

More homes on Pepper Ridge Dr

Closest homes

More homes in Lugoff 29078

Assigned schools

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