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Single Family ResidenceResidential
$297,112$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $181,000 on Nov 30, 2005

1095 S MAIN ST

PALMER, MA 01069
3
Beds
1.5
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1931
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$297K
$276K low$319K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$181,000 · Nov 30, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,833 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$211,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$151,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$191,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$288,515

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.59
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Palmer High SchoolC+
Middle · Grades 7–12 · 2.9 mi
E
Old Mill PondD+
Elementary · Grades PK–6 · 2.9 mi

District: Palmer School District

Neighborhood · ZIP 01069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.10,418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,410
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,368
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1095 S Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Palmer 01069
  • Smaller than 72% of homes in Hampden County
  • Has a bigger lot than 73% of homes in Hampden County
  • Older than 74% of homes in Palmer 01069

What homes are worth in Palmer 01069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$622K

This home is worth more than 28% of homes in Palmer 01069.

How it measures up in Palmer 01069

The dot is this home. The mark in the middle is the typical home in Palmer 01069.

Estimated value$297,112
CheaperTypical $338,720Pricier

Pricier than 28% of homes nearby

Price per ft²$248
CheaperTypical $242Pricier

Pricier than 53% of homes nearby

Living area1,200 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.59 ac
SmallerTypical 0.65 acBigger

Bigger than 48% of homes nearby

Year built1931
OlderTypical 1963Newer

Newer than 26% of homes nearby

How 1095 S Main St ranks against every home in each area.
MeasureThis homePalmer 01069Hampden County
Estimated valuepricier than$297,11228% of homes32% of homes
Price per ft²pricier than$24853% of homes53% of homes
Living areabigger than1,200 ft²31% of homes28% of homes
Lot sizebigger than0.59 ac48% of homes73% of homes
Year builtnewer than193126% of homes27% of homes

About 1095 S Main St

How much is 1095 S Main St, Palmer, MA worth?

The TopHap Estimate for 1095 S Main St, Palmer, MA is $297,112 as of Sep 24, 2026. The likely range is $275,703 to $318,521. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1095 S Main St, Palmer, MA last sell?

1095 S Main St, Palmer, MA last sold on Nov 30, 2005 for $181,000, according to the county's recorded deed.

How big is 1095 S Main St, Palmer, MA?

1095 S Main St, Palmer, MA has 3 bedrooms, 1.5 bathrooms, 1,200 square feet of living space and a 0.59-acre lot.

When was 1095 S Main St, Palmer, MA built?

1095 S Main St, Palmer, MA was built in 1931, making it 95 years old. It is a conventional home. The building has 2 stories.

What schools serve 1095 S Main St, Palmer, MA?

1095 S Main St, Palmer, MA is assigned to Palmer High School (middle), rated C+; Old Mill Pond (elementary), rated D+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1095 S Main St, Palmer, MA compare to other homes in Palmer 01069?

Among the 3,192 homes in Palmer 01069, it is worth more than 28% of them ($297,112 against a typical $338,720), its price per square foot is higher than 53% of them ($248 against a typical $242), it is bigger than 31% of them (1,200 ft² against a typical 1,482 ft²), its lot is bigger than 48% of them (0.59 ac against a typical 0.65 ac) and it is newer than 26% of them (1931 against a typical 1963). Measured against all of Hampden County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1095 S Main St, Palmer, MA?

The 2025 property tax bill for 1095 S Main St, Palmer, MA was $3,833. The county assessed it at $211,200.

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