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Single Family ResidenceResidential
$305,296$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $305,000 on Feb 4, 2026

1096 CAMPBELL RIDGE DR

ELGIN, SC 29045
5
Beds
3
Baths
2,496 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$305K
$296K low$315K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$305,000 · Feb 4, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.100%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$296,600
FIRST CITIZENS BANK & TRUST CO · recorded Feb 4, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,000
FIRST CITIZENS BANK & TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,042 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,344 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$268,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$271,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyRICHLAND
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 72 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Catawba Trail Elementary SchoolA-
Elementary · Grades PK–5 · 2.2 mi
M
Summit Parkway Middle SchoolC-
Middle · Grades 6–8 · 4.7 mi
H
Spring Valley High SchoolA-
High · Grades 9–12 · 5.0 mi

District: Richland School District 2

Neighborhood · ZIP 29045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.137

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.411 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,104
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1096 Campbell Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Richland County
  • Costs less per square foot than 69% of homes in Richland County
  • Bigger than 75% of homes in Richland County
  • Has a smaller lot than 75% of homes in Elgin 29045
  • Newer than 96% of homes in Richland County

What homes are worth in Elgin 29045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$868K

This home is worth more than 53% of homes in Elgin 29045.

How it measures up in Elgin 29045

The dot is this home. The mark in the middle is the typical home in Elgin 29045.

Estimated value$305,296
CheaperTypical $297,490Pricier

Pricier than 53% of homes nearby

Price per ft²$122
CheaperTypical $131Pricier

Pricier than 40% of homes nearby

Living area2,496 ft²
SmallerTypical 2,293 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.2 ac
SmallerTypical 0.41 acBigger

Bigger than 25% of homes nearby

Year built2018
OlderTypical 2007Newer

Newer than 79% of homes nearby

How 1096 Campbell Ridge Dr ranks against every home in each area.
MeasureThis homeElgin 29045Richland County
Estimated valuepricier than$305,29653% of homes67% of homes
Price per ft²pricier than$12240% of homes31% of homes
Living areabigger than2,496 ft²58% of homes75% of homes
Lot sizebigger than0.2 ac25% of homes28% of homes
Year builtnewer than201879% of homes96% of homes

About 1096 Campbell Ridge Dr

How much is 1096 Campbell Ridge Dr, Elgin, SC worth?

The TopHap Estimate for 1096 Campbell Ridge Dr, Elgin, SC is $305,296 as of Jul 14, 2026. The likely range is $295,580 to $315,012. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1096 Campbell Ridge Dr, Elgin, SC last sell?

1096 Campbell Ridge Dr, Elgin, SC last sold on Feb 4, 2026 for $305,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 1096 Campbell Ridge Dr, Elgin, SC?

1096 Campbell Ridge Dr, Elgin, SC has 5 bedrooms, 3 bathrooms, 2,496 square feet of living space and a 0.20-acre lot.

When was 1096 Campbell Ridge Dr, Elgin, SC built?

1096 Campbell Ridge Dr, Elgin, SC was built in 2018, making it 8 years old. It is a conventional home. The building has 2 stories.

What schools serve 1096 Campbell Ridge Dr, Elgin, SC?

1096 Campbell Ridge Dr, Elgin, SC is assigned to Catawba Trail Elementary School (elementary), rated A-; Summit Parkway Middle School (middle), rated C-; Spring Valley High School (high), rated A-. All sit in Richland School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1096 Campbell Ridge Dr, Elgin, SC compare to other homes in Elgin 29045?

Among the 12,801 homes in Elgin 29045, it is worth more than 53% of them ($305,296 against a typical $297,490), its price per square foot is higher than 40% of them ($122 against a typical $131), it is bigger than 58% of them (2,496 ft² against a typical 2,293 ft²), its lot is bigger than 25% of them (0.2 ac against a typical 0.41 ac) and it is newer than 79% of them (2018 against a typical 2007). Measured against all of Richland County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1096 Campbell Ridge Dr, Elgin, SC?

The 2025 property tax bill for 1096 Campbell Ridge Dr, Elgin, SC was $9,042. The county assessed it at $9,344.

Closest homes

More homes in Elgin 29045

Assigned schools

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