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Single Family ResidenceResidential
$136,492$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

10962 HIGHWAY 191

WEST LIBERTY, KY 41472
3
Beds
2 / 1
Baths
2,688 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9 ac
Lot SizeThe size of the land the home sits on, from county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$136K
$127K low$146K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$255 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$70,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMorgan
Lot (acres)The size of the land the home sits on, from county records.9.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 160 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Morgan Central Elementary SchoolB-
Elementary · Grades PK–5 · 6.9 mi
M
Morgan County Middle SchoolC-
Middle · Grades 6–8 · 7.8 mi
H
Morgan County High SchoolC+
High · Grades 9–12 · 7.8 mi

District: Morgan County School District

Neighborhood · ZIP 41472These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.166
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.11,213
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,311
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,319
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10962 Highway 191 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 92% of homes in West Liberty 41472
  • Bigger than 96% of homes in West Liberty 41472
  • Has a bigger lot than 73% of homes in West Liberty 41472

What homes are worth in West Liberty 41472

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$460K

This home is worth more than 56% of homes in West Liberty 41472.

How it measures up in West Liberty 41472

The dot is this home. The mark in the middle is the typical home in West Liberty 41472.

Estimated value$136,492
CheaperTypical $121,258Pricier

Pricier than 56% of homes nearby

Price per ft²$51
CheaperTypical $102Pricier

Pricier than 8% of homes nearby

Living area2,688 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 96% of homes nearby

Lot size9 ac
SmallerTypical 2 acBigger

Bigger than 73% of homes nearby

How 10962 Highway 191 ranks against every home in each area.
MeasureThis homeWest Liberty 41472Morgan County
Estimated valuepricier than$136,49256% of homes56% of homes
Price per ft²pricier than$518% of homes8% of homes
Living areabigger than2,688 ft²96% of homes96% of homes
Lot sizebigger than9 ac73% of homes71% of homes

About 10962 Highway 191

How much is 10962 Highway 191, West Liberty, KY worth?

The TopHap Estimate for 10962 Highway 191, West Liberty, KY is $136,492 as of Oct 21, 2026. The likely range is $127,038 to $145,946. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10962 Highway 191, West Liberty, KY last sell?

10962 Highway 191, West Liberty, KY last sold on Nov 21, 2011, according to the county's recorded deed.

How big is 10962 Highway 191, West Liberty, KY?

10962 Highway 191, West Liberty, KY has 3 bedrooms, 2 bathrooms, 2,688 square feet of living space and a 9.00-acre lot.

What schools serve 10962 Highway 191, West Liberty, KY?

10962 Highway 191, West Liberty, KY is assigned to Morgan Central Elementary School (elementary), rated B-; Morgan County Middle School (middle), rated C-; Morgan County High School (high), rated C+. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10962 Highway 191, West Liberty, KY compare to other homes in West Liberty 41472?

Among the 4,644 homes in West Liberty 41472, it is worth more than 56% of them ($136,492 against a typical $121,258), its price per square foot is higher than 8% of them ($51 against a typical $102), it is bigger than 96% of them (2,688 ft² against a typical 1,280 ft²) and its lot is bigger than 73% of them (9 ac against a typical 2 ac). Measured against all of Morgan County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10962 Highway 191, West Liberty, KY?

The 2025 property tax bill for 10962 Highway 191, West Liberty, KY was $255. The county assessed it at $70,000.

More homes on Highway 191

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Assigned schools

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See this home in context

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