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Rural ResidenceResidential
$599,453$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

1097 PAYNETON RD

CHATHAM, VA 24531
2
Beds
1
Baths
3,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
399.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$599K
$540K low$659K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,915 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$782,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$731,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$50,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$782,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$782,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.185 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyPITTSYLVANIA
Lot (acres)The size of the land the home sits on, from county records.399.90
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chatham Elementary SchoolA-
Elementary · Grades PK–5 · 2.6 mi
H
Chatham High SchoolB-
High · Grades 9–12 · 6.3 mi
M
Chatham Middle SchoolA
Middle · Grades 6–8 · 8.0 mi

District: Pittsylvania County Public Schools

Neighborhood · ZIP 24531These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.9,597
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,498
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,787
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1097 Payneton Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Chatham 24531
  • Costs more per square foot than 80% of homes in Chatham 24531
  • Bigger than 98% of homes in Chatham 24531
  • Among the largest lots in Chatham 24531
  • Older than 97% of homes in Pittsylvania County

What homes are worth in Chatham 24531

Each bar is how many homes fall in that price range. The marker is this home.

This home
$16K$443K

This home is worth more than almost all homes in Chatham 24531.

How it measures up in Chatham 24531

The dot is this home. The mark in the middle is the typical home in Chatham 24531.

Estimated value$599,453
CheaperTypical $117,359Pricier

Pricier than almost all homes nearby

Price per ft²$178
CheaperTypical $133Pricier

Pricier than 80% of homes nearby

Living area3,360 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 98% of homes nearby

Lot size399.9 ac
SmallerTypical 1.23 acBigger

Bigger than almost all homes nearby

Year built1900
OlderTypical 1972Newer

Newer than 6% of homes nearby

How 1097 Payneton Rd ranks against every home in each area.
MeasureThis homeChatham 24531Pittsylvania County
Estimated valuepricier than$599,453almost all homes98% of homes
Price per ft²pricier than$17880% of homes61% of homes
Living areabigger than3,360 ft²98% of homes98% of homes
Lot sizebigger than399.9 acalmost all homesalmost all homes
Year builtnewer than19006% of homes3% of homes

About 1097 Payneton Rd

How much is 1097 Payneton Rd, Chatham, VA worth?

The TopHap Estimate for 1097 Payneton Rd, Chatham, VA is $599,453 as of Aug 30, 2026. The likely range is $539,788 to $659,118. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1097 Payneton Rd, Chatham, VA last sell?

1097 Payneton Rd, Chatham, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1097 Payneton Rd, Chatham, VA?

1097 Payneton Rd, Chatham, VA has 2 bedrooms, 1 bathrooms, 3,360 square feet of living space and a 399.90-acre lot.

When was 1097 Payneton Rd, Chatham, VA built?

1097 Payneton Rd, Chatham, VA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 1097 Payneton Rd, Chatham, VA?

1097 Payneton Rd, Chatham, VA is assigned to Chatham Elementary School (elementary), rated A-; Chatham High School (high), rated B-; Chatham Middle School (middle), rated A. All sit in Pittsylvania County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1097 Payneton Rd, Chatham, VA compare to other homes in Chatham 24531?

Among the 6,329 homes in Chatham 24531, it is worth more than almost all of them ($599,453 against a typical $117,359), its price per square foot is higher than 80% of them ($178 against a typical $133), it is bigger than 98% of them (3,360 ft² against a typical 1,428 ft²), its lot is bigger than almost all of them (399.9 ac against a typical 1.23 ac) and it is newer than 6% of them (1900 against a typical 1972). Measured against all of Pittsylvania County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1097 Payneton Rd, Chatham, VA?

The 2026 property tax bill for 1097 Payneton Rd, Chatham, VA was $1,915. The county assessed it at $782,200.

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