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Single Family ResidenceResidential
$350,543$325 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $345,000 on Jan 4, 2023

1097 RIDINGS MILL RD

MIDDLETOWN, VA 22645
3
Beds
2
Baths
1,078 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.04 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$351K
$330K low$371K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$345,000 · Jan 4, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,507 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$284,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$112,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$172,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$284,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$284,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFREDERICK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.5.04
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 334 ft²Porch · 112 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middletown Elementary SchoolC
Elementary · Grades PK–5 · 1.1 mi
H
Sherando High SchoolC-
High · Grades 9–12 · 3.6 mi
M
Robert E. Aylor Middle SchoolC
Middle · Grades 6–8 · 3.8 mi

District: Frederick County Public Schools

Neighborhood · ZIP 22645These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,889
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,389
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,274
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1097 Ridings Mill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Middletown 22645
  • Costs more per square foot than 90% of homes in Frederick County
  • Smaller than 89% of homes in Middletown 22645
  • Has a bigger lot than 87% of homes in Frederick County
  • Older than 73% of homes in Frederick County

What homes are worth in Middletown 22645

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$1.1M

This home is worth more than 29% of homes in Middletown 22645.

How it measures up in Middletown 22645

The dot is this home. The mark in the middle is the typical home in Middletown 22645.

Estimated value$350,543
CheaperTypical $441,169Pricier

Pricier than 29% of homes nearby

Price per ft²$325
CheaperTypical $252Pricier

Pricier than 84% of homes nearby

Living area1,078 ft²
SmallerTypical 1,838 ft²Bigger

Bigger than 11% of homes nearby

Lot size5.04 ac
SmallerTypical 1.14 acBigger

Bigger than 76% of homes nearby

Year built1981
OlderTypical 1996Newer

Newer than 40% of homes nearby

How 1097 Ridings Mill Rd ranks against every home in each area.
MeasureThis homeMiddletown 22645Frederick County
Estimated valuepricier than$350,54329% of homes29% of homes
Price per ft²pricier than$32584% of homes90% of homes
Living areabigger than1,078 ft²11% of homes11% of homes
Lot sizebigger than5.04 ac76% of homes87% of homes
Year builtnewer than198140% of homes27% of homes

About 1097 Ridings Mill Rd

How much is 1097 Ridings Mill Rd, Middletown, VA worth?

The TopHap Estimate for 1097 Ridings Mill Rd, Middletown, VA is $350,543 as of Aug 30, 2026. The likely range is $330,087 to $370,999. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1097 Ridings Mill Rd, Middletown, VA last sell?

1097 Ridings Mill Rd, Middletown, VA last sold on Jan 4, 2023 for $345,000, according to the county's recorded deed.

How big is 1097 Ridings Mill Rd, Middletown, VA?

1097 Ridings Mill Rd, Middletown, VA has 3 bedrooms, 2 bathrooms, 1,078 square feet of living space and a 5.04-acre lot.

When was 1097 Ridings Mill Rd, Middletown, VA built?

1097 Ridings Mill Rd, Middletown, VA was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 1097 Ridings Mill Rd, Middletown, VA?

1097 Ridings Mill Rd, Middletown, VA is assigned to Middletown Elementary School (elementary), rated C; Sherando High School (high), rated C-; Robert E. Aylor Middle School (middle), rated C. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1097 Ridings Mill Rd, Middletown, VA compare to other homes in Middletown 22645?

Among the 1,870 homes in Middletown 22645, it is worth more than 29% of them ($350,543 against a typical $441,169), its price per square foot is higher than 84% of them ($325 against a typical $252), it is bigger than 11% of them (1,078 ft² against a typical 1,838 ft²), its lot is bigger than 76% of them (5.04 ac against a typical 1.14 ac) and it is newer than 40% of them (1981 against a typical 1996). Measured against all of Frederick County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1097 Ridings Mill Rd, Middletown, VA?

The 2026 property tax bill for 1097 Ridings Mill Rd, Middletown, VA was $1,507. The county assessed it at $284,300.

More homes on Ridings Mill Rd

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Assigned schools

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