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Planned Unit Development (Pud)Residential
$308,325$230 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $143,850 on Dec 27, 2013

1097 RIVER ISLE DR

MEMPHIS, TN 38103
2
Beds
2.5
Baths
1,339 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,223 ft²
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$308K
$296K low$321K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$143,850 · Dec 27, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,945 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$72,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,625
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$58,675
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,325
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$289,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Planned Unit Development (Pud)
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 146 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Manassas High SchoolD+
High · Grades 9–12 · 0.9 mi
M
Caldwell-Guthrie K-8 SchoolD-
Middle · Grades KG–8 · 1.4 mi
E
Downtown Elementary SchoolD-
Elementary · Grades PK–5 · 1.9 mi

District: Achievement School District

Neighborhood · ZIP 38103These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.142
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.295

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.13,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,206 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,617
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,807
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1097 River Isle Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Harbortown / Mud Island
  • Among the highest price per square foot in Shelby County
  • Smaller than 83% of homes in Harbortown / Mud Island
  • Has a smaller lot than 97% of homes in Shelby County
  • Newer than 81% of homes in Shelby County

What homes are worth in Memphis 38103

Each bar is how many homes fall in that price range. The marker is this home.

This home
$113K$922K

This home is worth more than 38% of homes in Memphis 38103.

How it measures up in Memphis 38103

The dot is this home. The mark in the middle is the typical home in Memphis 38103.

Estimated value$308,325
CheaperTypical $339,000Pricier

Pricier than 38% of homes nearby

Price per ft²$230
CheaperTypical $206Pricier

Pricier than 70% of homes nearby

Living area1,339 ft²
SmallerTypical 1,630 ft²Bigger

Bigger than 35% of homes nearby

Lot size3,223 ft²
SmallerTypical 2,047 ft²Bigger

Bigger than 70% of homes nearby

Year built1998
OlderTypical 1998Newer

Newer than 51% of homes nearby

How 1097 River Isle Dr ranks against every home in each area.
MeasureThis homeHarbortown / Mud IslandMemphis 38103Shelby County
Estimated valuepricier than$308,32510% of homes38% of homes71% of homes
Price per ft²pricier than$23073% of homes70% of homesalmost all homes
Living areabigger than1,339 ft²17% of homes35% of homes30% of homes
Lot sizebigger than3,223 ft²40% of homes70% of homes3% of homes
Year builtnewer than199835% of homes51% of homes81% of homes

About 1097 River Isle Dr

How much is 1097 River Isle Dr, Memphis, TN worth?

The TopHap Estimate for 1097 River Isle Dr, Memphis, TN is $308,325 as of Aug 30, 2026. The likely range is $295,688 to $320,962. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1097 River Isle Dr, Memphis, TN last sell?

1097 River Isle Dr, Memphis, TN last sold on Dec 27, 2013 for $143,850, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 1097 River Isle Dr, Memphis, TN?

1097 River Isle Dr, Memphis, TN has 2 bedrooms, 2.5 bathrooms, 1,339 square feet of living space and a 0.07-acre lot.

When was 1097 River Isle Dr, Memphis, TN built?

1097 River Isle Dr, Memphis, TN was built in 1998, making it 28 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 1097 River Isle Dr, Memphis, TN?

1097 River Isle Dr, Memphis, TN is assigned to Manassas High School (high), rated D+; Caldwell-Guthrie K-8 School (middle), rated D-; Downtown Elementary School (elementary), rated D-. All sit in Achievement School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1097 River Isle Dr, Memphis, TN compare to other homes in Memphis 38103?

Among the 3,601 homes in Memphis 38103, it is worth more than 38% of them ($308,325 against a typical $339,000), its price per square foot is higher than 70% of them ($230 against a typical $206), it is bigger than 35% of them (1,339 ft² against a typical 1,630 ft²), its lot is bigger than 70% of them (3,223 ft² against a typical 2,047 ft²) and it is newer than 51% of them (1998 against a typical 1998). Measured against all of Shelby County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1097 River Isle Dr, Memphis, TN?

The 2025 property tax bill for 1097 River Isle Dr, Memphis, TN was $1,945. The county assessed it at $72,300.

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