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Rural ResidenceResidential
$316,626$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10975 RIVER RD

HAVRE, MT 59501
3
Beds
2
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
33.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$317K
$243K low$391K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$316,626
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$253,301

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,622 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$386,540 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$386,540
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$386,540

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHill
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.33.60
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboDeck · 364 ft²Porch · 60 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Havre High SchoolC-
High · Grades 9–12 · 9.1 mi
E
Cottonwood School
Elementary · Grades PK–8 · 14.5 mi

District: Cottonwood Elementary School District

Neighborhood · ZIP 59501These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.12,816
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,146
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,129
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10975 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Havre 59501
  • Bigger than 67% of homes in Havre 59501
  • Has a bigger lot than 93% of homes in Havre 59501
  • Newer than 82% of homes in Havre 59501

What homes are worth in Havre 59501

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$547K

This home is worth more than 69% of homes in Havre 59501.

How it measures up in Havre 59501

The dot is this home. The mark in the middle is the typical home in Havre 59501.

Estimated value$316,626
CheaperTypical $272,637Pricier

Pricier than 69% of homes nearby

Price per ft²$226
CheaperTypical $219Pricier

Pricier than 55% of homes nearby

Living area1,400 ft²
SmallerTypical 1,186 ft²Bigger

Bigger than 67% of homes nearby

Lot size33.6 ac
SmallerTypical 0.2 acBigger

Bigger than 93% of homes nearby

Year built1981
OlderTypical 1959Newer

Newer than 82% of homes nearby

How 10975 River Rd ranks against every home in each area.
MeasureThis homeHavre 59501Hill County
Estimated valuepricier than$316,62669% of homes69% of homes
Price per ft²pricier than$22655% of homes55% of homes
Living areabigger than1,400 ft²67% of homes65% of homes
Lot sizebigger than33.6 ac93% of homes91% of homes
Year builtnewer than198182% of homes82% of homes

About 10975 River Rd

How much is 10975 River Rd, Havre, MT worth?

The TopHap Estimate for 10975 River Rd, Havre, MT is $316,626 as of Jul 14, 2026. The likely range is $242,574 to $390,678. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 10975 River Rd, Havre, MT?

10975 River Rd, Havre, MT has 3 bedrooms, 2 bathrooms, 1,400 square feet of living space and a 33.60-acre lot.

When was 10975 River Rd, Havre, MT built?

10975 River Rd, Havre, MT was built in 1981, making it 45 years old. It is a ranch home. The building has 1 story.

What schools serve 10975 River Rd, Havre, MT?

10975 River Rd, Havre, MT is assigned to Havre High School (high), rated C-; Cottonwood School (elementary). All sit in Cottonwood Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10975 River Rd, Havre, MT compare to other homes in Havre 59501?

Among the 5,076 homes in Havre 59501, it is worth more than 69% of them ($316,626 against a typical $272,637), its price per square foot is higher than 55% of them ($226 against a typical $219), it is bigger than 67% of them (1,400 ft² against a typical 1,186 ft²), its lot is bigger than 93% of them (33.6 ac against a typical 0.2 ac) and it is newer than 82% of them (1981 against a typical 1959). Measured against all of Hill County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10975 River Rd, Havre, MT?

The 2025 property tax bill for 10975 River Rd, Havre, MT was $1,622. The county assessed it at $386,540.

Closest homes

More homes in Havre 59501

Assigned schools

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