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Residential (General/Single)Residential
$80,781
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

10976 SPRUCE AVE

FANNETTSBURG, PA 17221
0
Baths
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$81K
$60K low$101K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$141 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.13
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fannett-Metal Elementary SchoolB
Elementary · Grades PK–5 · 4.5 mi
M
Fannett-Metal Middle / High SchoolB+
Middle · Grades 6–12 · 4.5 mi

District: Fannett-Metal School District

Neighborhood · ZIP 17221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.172
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.515
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,998
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,586
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10976 Spruce Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Franklin County
  • Has a smaller lot than 91% of homes in Franklin County

What homes are worth in Fannettsburg 17221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$645K

This home is worth more than 21% of homes in Fannettsburg 17221.

How it measures up in Fannettsburg 17221

The dot is this home. The mark in the middle is the typical home in Fannettsburg 17221.

Estimated value$80,781
CheaperTypical $168,890Pricier

Pricier than 21% of homes nearby

Lot size0.13 ac
SmallerTypical 0.88 acBigger

Bigger than 14% of homes nearby

How 10976 Spruce Ave ranks against every home in each area.
MeasureThis homeFannettsburg 17221Franklin County
Estimated valuepricier than$80,78121% of homesalmost no homes
Lot sizebigger than0.13 ac14% of homes9% of homes

About 10976 Spruce Ave

How much is 10976 Spruce Ave, Fannettsburg, PA worth?

The TopHap Estimate for 10976 Spruce Ave, Fannettsburg, PA is $80,781 as of Aug 30, 2026. The likely range is $60,188 to $101,374. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10976 Spruce Ave, Fannettsburg, PA last sell?

10976 Spruce Ave, Fannettsburg, PA last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 10976 Spruce Ave, Fannettsburg, PA?

10976 Spruce Ave, Fannettsburg, PA is assigned to Fannett-Metal Elementary School (elementary), rated B; Fannett-Metal Middle / High School (middle), rated B+. All sit in Fannett-Metal School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10976 Spruce Ave, Fannettsburg, PA compare to other homes in Fannettsburg 17221?

Among the 390 homes in Fannettsburg 17221, it is worth more than 21% of them ($80,781 against a typical $168,890) and its lot is bigger than 14% of them (0.13 ac against a typical 0.88 ac). Measured against all of Franklin County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10976 Spruce Ave, Fannettsburg, PA?

The 2026 property tax bill for 10976 Spruce Ave, Fannettsburg, PA was $141. The county assessed it at $1,200.

More homes on Spruce Ave

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Assigned schools

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