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Residential - Vacant LandResidential
$204,642
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $15,000 on May 24, 2004

10982 SAVAGE RIVER RD

SWANTON, MD 21561
0
Baths
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$205K
$151K low$259K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$15,000 · May 24, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$204,642
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$163,714

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$40 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$3,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential - Vacant Land
CountyGARRETT
Lot (acres)The size of the land the home sits on, from county records.0.14
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Broad Ford Elementary SchoolC-
Elementary · Grades PK–6 · 16.1 mi
H
Southern Garrett High SchoolC+
High · Grades 7–12 · 17.0 mi

District: Garrett County Public Schools

Neighborhood · ZIP 21561These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.54%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,805
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,377
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,453
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10982 Savage River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Swanton 21561
  • Among the smallest lots in Swanton 21561

What homes are worth in Swanton 21561

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$2.5M

This home is worth more than 15% of homes in Swanton 21561.

How it measures up in Swanton 21561

The dot is this home. The mark in the middle is the typical home in Swanton 21561.

Estimated value$204,642
CheaperTypical $551,060Pricier

Pricier than 15% of homes nearby

Lot size0.14 ac
SmallerTypical 1 acBigger

Smaller than almost all homes nearby

How 10982 Savage River Rd ranks against every home in each area.
MeasureThis homeSwanton 21561Garrett County
Estimated valuepricier than$204,64215% of homes29% of homes
Lot sizebigger than0.14 acalmost no homes5% of homes

About 10982 Savage River Rd

How much is 10982 Savage River Rd, Swanton, MD worth?

The TopHap Estimate for 10982 Savage River Rd, Swanton, MD is $204,642 as of Jul 14, 2026. The likely range is $150,563 to $258,721. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10982 Savage River Rd, Swanton, MD last sell?

10982 Savage River Rd, Swanton, MD last sold on May 24, 2004 for $15,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 10982 Savage River Rd, Swanton, MD?

10982 Savage River Rd, Swanton, MD is assigned to Broad Ford Elementary School (elementary), rated C-; Southern Garrett High School (high), rated C+. All sit in Garrett County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10982 Savage River Rd, Swanton, MD compare to other homes in Swanton 21561?

Among the 2,833 homes in Swanton 21561, it is worth more than 15% of them ($204,642 against a typical $551,060) and its lot is bigger than almost none of them (0.14 ac against a typical 1 ac). Measured against all of Garrett County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10982 Savage River Rd, Swanton, MD?

The 2026 property tax bill for 10982 Savage River Rd, Swanton, MD was $40. The county assessed it at $3,600.

Closest homes

More homes in Swanton 21561

Assigned schools

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