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Single Family ResidenceResidential
$689,079$327 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $500,000 on Jul 1, 2020

10986 PELARA WAY

RANCHO CORDOVA, CA 95670
4
Beds
2.5
Baths
2,109 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$689K
$621K low$757K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$500,000 · Jul 1, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,551 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$552,037 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$149,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$402,987
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$541,214

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Navigator Elementary SchoolB
Elementary · Grades KG–5 · 0.7 mi
M
W. E. Mitchell Middle SchoolC
Middle · Grades 6–8 · 2.1 mi
H
Cordova High SchoolC
High · Grades 9–12 · 2.2 mi

District: Folsom-Cordova Unified School District

Neighborhood · ZIP 95670These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.56,631
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,254 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,723
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,150
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10986 Pelara Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Rancho Cordova 95670
  • Bigger than 80% of homes in Rancho Cordova 95670
  • Has a bigger lot than 70% of homes in Rancho Cordova 95670
  • Older than 87% of homes in Stone Creek

What homes are worth in Rancho Cordova 95670

Each bar is how many homes fall in that price range. The marker is this home.

This home
$273K$962K

This home is worth more than 86% of homes in Rancho Cordova 95670.

How it measures up in Rancho Cordova 95670

The dot is this home. The mark in the middle is the typical home in Rancho Cordova 95670.

Estimated value$689,079
CheaperTypical $486,491Pricier

Pricier than 86% of homes nearby

Price per ft²$327
CheaperTypical $320Pricier

Pricier than 55% of homes nearby

Living area2,109 ft²
SmallerTypical 1,542 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.19 ac
SmallerTypical 0.16 acBigger

Bigger than 70% of homes nearby

Year built2002
OlderTypical 1978Newer

Newer than 84% of homes nearby

How 10986 Pelara Way ranks against every home in each area.
MeasureThis homeStone CreekRancho Cordova 95670Sacramento County
Estimated valuepricier than$689,07966% of homes86% of homes79% of homes
Price per ft²pricier than$32741% of homes55% of homes58% of homes
Living areabigger than2,109 ft²69% of homes80% of homes72% of homes
Lot sizebigger than0.19 ac69% of homes70% of homes70% of homes
Year builtnewer than200213% of homes84% of homes79% of homes

About 10986 Pelara Way

How much is 10986 Pelara Way, Rancho Cordova, CA worth?

The TopHap Estimate for 10986 Pelara Way, Rancho Cordova, CA is $689,079 as of Aug 30, 2026. The likely range is $621,227 to $756,931. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10986 Pelara Way, Rancho Cordova, CA last sell?

10986 Pelara Way, Rancho Cordova, CA last sold on Jul 1, 2020 for $500,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 10986 Pelara Way, Rancho Cordova, CA?

10986 Pelara Way, Rancho Cordova, CA has 4 bedrooms, 2.5 bathrooms, 2,109 square feet of living space and a 0.19-acre lot.

When was 10986 Pelara Way, Rancho Cordova, CA built?

10986 Pelara Way, Rancho Cordova, CA was built in 2002, making it 24 years old. The building has 2 stories.

What schools serve 10986 Pelara Way, Rancho Cordova, CA?

10986 Pelara Way, Rancho Cordova, CA is assigned to Navigator Elementary School (elementary), rated B; W. E. Mitchell Middle School (middle), rated C; Cordova High School (high), rated C. All sit in Folsom-Cordova Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10986 Pelara Way, Rancho Cordova, CA compare to other homes in Rancho Cordova 95670?

Among the 15,669 homes in Rancho Cordova 95670, it is worth more than 86% of them ($689,079 against a typical $486,491), its price per square foot is higher than 55% of them ($327 against a typical $320), it is bigger than 80% of them (2,109 ft² against a typical 1,542 ft²), its lot is bigger than 70% of them (0.19 ac against a typical 0.16 ac) and it is newer than 84% of them (2002 against a typical 1978). Measured against all of Sacramento County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10986 Pelara Way, Rancho Cordova, CA?

The 2025 property tax bill for 10986 Pelara Way, Rancho Cordova, CA was $7,551. The county assessed it at $552,037.

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