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Single Family ResidenceResidential
$175,832$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

10987 HOWARDSVILLE TPKE

ESMONT, VA 22937
3
Beds
1
Baths
1,524 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1875
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$176K
$151K low$201K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,624 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$181,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$157,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$167,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALBEMARLE
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Gas
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Flood Plain/Flood Zone
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 168 ft²Porch · 780 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Scottsville Elementary SchoolD+
Elementary · Grades PK–5 · 9.4 mi
M
Walton Middle SchoolC
Middle · Grades 6–8 · 13.9 mi
H
Monticello High SchoolB
High · Grades 9–12 · 20.2 mi

District: Albemarle County Public Schools

Neighborhood · ZIP 22937These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,570
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,650
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,771
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10987 Howardsville Tpke measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Albemarle County
  • Among the lowest price per square foot in Albemarle County
  • Smaller than 66% of homes in Albemarle County
  • Among the smallest lots in Esmont 22937
  • Older than 97% of homes in Albemarle County

What homes are worth in Esmont 22937

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$2.1M

This home is worth more than 30% of homes in Esmont 22937.

How it measures up in Esmont 22937

The dot is this home. The mark in the middle is the typical home in Esmont 22937.

Estimated value$175,832
CheaperTypical $239,534Pricier

Pricier than 30% of homes nearby

Price per ft²$115
CheaperTypical $183Pricier

Pricier than 12% of homes nearby

Living area1,524 ft²
SmallerTypical 1,347 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.34 ac
SmallerTypical 2.87 acBigger

Smaller than almost all homes nearby

Year built1875
OlderTypical 1974Newer

Newer than 16% of homes nearby

How 10987 Howardsville Tpke ranks against every home in each area.
MeasureThis homeEsmont 22937Albemarle County
Estimated valuepricier than$175,83230% of homes2% of homes
Price per ft²pricier than$11512% of homesalmost no homes
Living areabigger than1,524 ft²60% of homes34% of homes
Lot sizebigger than0.34 acalmost no homes39% of homes
Year builtnewer than187516% of homes3% of homes

About 10987 Howardsville Tpke

How much is 10987 Howardsville Tpke, Esmont, VA worth?

The TopHap Estimate for 10987 Howardsville Tpke, Esmont, VA is $175,832 as of Aug 30, 2026. The likely range is $150,504 to $201,160. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10987 Howardsville Tpke, Esmont, VA last sell?

10987 Howardsville Tpke, Esmont, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10987 Howardsville Tpke, Esmont, VA?

10987 Howardsville Tpke, Esmont, VA has 3 bedrooms, 1 bathrooms, 1,524 square feet of living space and a 0.34-acre lot.

When was 10987 Howardsville Tpke, Esmont, VA built?

10987 Howardsville Tpke, Esmont, VA was built in 1875, making it 151 years old. The building has 2 stories.

What schools serve 10987 Howardsville Tpke, Esmont, VA?

10987 Howardsville Tpke, Esmont, VA is assigned to Scottsville Elementary School (elementary), rated D+; Walton Middle School (middle), rated C; Monticello High School (high), rated B. All sit in Albemarle County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10987 Howardsville Tpke, Esmont, VA compare to other homes in Esmont 22937?

Among the 616 homes in Esmont 22937, it is worth more than 30% of them ($175,832 against a typical $239,534), its price per square foot is higher than 12% of them ($115 against a typical $183), it is bigger than 60% of them (1,524 ft² against a typical 1,347 ft²), its lot is bigger than almost none of them (0.34 ac against a typical 2.87 ac) and it is newer than 16% of them (1875 against a typical 1974). Measured against all of Albemarle County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10987 Howardsville Tpke, Esmont, VA?

The 2026 property tax bill for 10987 Howardsville Tpke, Esmont, VA was $1,624. The county assessed it at $181,600.

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