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Single Family ResidenceResidential
$176,139$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $105,000 on Sep 11, 2018

10988 STATE ROUTE 38

CATO, NY 13033
6
Beds
3 / 1
Baths
2,141 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$176K
$161K low$191K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,000 · Sep 11, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,535 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$105,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$145,833

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCayuga
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1949
Lot (acres)The size of the land the home sits on, from county records.3.50
HeatingThe type of heating system in the home.Forced Air
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²Patio · 300 ft²Porch · 306 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cato-Meridian Elementary SchoolB+
Elementary · Grades PK–6 · 5.3 mi
M
Cato-Meridian Junior-Senior High SchoolD+
Middle · Grades 7–12 · 5.3 mi

District: Cato-Meridian Central School District

Neighborhood · ZIP 13033These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,626
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,893
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,478
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10988 State Route 38 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Cayuga County
  • Costs less per square foot than 87% of homes in Cayuga County
  • Bigger than 83% of homes in Cato 13033
  • Has a bigger lot than 79% of homes in Cayuga County
  • Older than 68% of homes in Cato 13033

What homes are worth in Cato 13033

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$496K

This home is worth more than 42% of homes in Cato 13033.

How it measures up in Cato 13033

The dot is this home. The mark in the middle is the typical home in Cato 13033.

Estimated value$176,139
CheaperTypical $196,548Pricier

Pricier than 42% of homes nearby

Price per ft²$82
CheaperTypical $123Pricier

Pricier than 14% of homes nearby

Living area2,141 ft²
SmallerTypical 1,565 ft²Bigger

Bigger than 83% of homes nearby

Lot size3.5 ac
SmallerTypical 2.4 acBigger

Bigger than 58% of homes nearby

Year built1900
OlderTypical 1972Newer

Newer than 32% of homes nearby

How 10988 State Route 38 ranks against every home in each area.
MeasureThis homeCato 13033Cayuga County
Estimated valuepricier than$176,13942% of homes34% of homes
Price per ft²pricier than$8214% of homes13% of homes
Living areabigger than2,141 ft²83% of homes79% of homes
Lot sizebigger than3.5 ac58% of homes79% of homes
Year builtnewer than190032% of homes33% of homes

About 10988 State Route 38

How much is 10988 State Route 38, Cato, NY worth?

The TopHap Estimate for 10988 State Route 38, Cato, NY is $176,139 as of Jul 14, 2026. The likely range is $161,216 to $191,062. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10988 State Route 38, Cato, NY last sell?

10988 State Route 38, Cato, NY last sold on Sep 11, 2018 for $105,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 10988 State Route 38, Cato, NY?

10988 State Route 38, Cato, NY has 6 bedrooms, 3 bathrooms, 2,141 square feet of living space and a 3.50-acre lot.

When was 10988 State Route 38, Cato, NY built?

10988 State Route 38, Cato, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 10988 State Route 38, Cato, NY?

10988 State Route 38, Cato, NY is assigned to Cato-Meridian Elementary School (elementary), rated B+; Cato-Meridian Junior-Senior High School (middle), rated D+. All sit in Cato-Meridian Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10988 State Route 38, Cato, NY compare to other homes in Cato 13033?

Among the 1,562 homes in Cato 13033, it is worth more than 42% of them ($176,139 against a typical $196,548), its price per square foot is higher than 14% of them ($82 against a typical $123), it is bigger than 83% of them (2,141 ft² against a typical 1,565 ft²), its lot is bigger than 58% of them (3.5 ac against a typical 2.4 ac) and it is newer than 32% of them (1900 against a typical 1972). Measured against all of Cayuga County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10988 State Route 38, Cato, NY?

The 2025 property tax bill for 10988 State Route 38, Cato, NY was $4,535. The county assessed it at $105,000.

More homes on State Route 38

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