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Single Family ResidenceResidential
$503,074$344 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $485,000 on Aug 4, 2025

10992 97TH ST

MILACA, MN 56353
0
Baths
1,462 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.61 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$503K
$472K low$535K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$485,000 · Aug 4, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,812 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$431,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$354,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$363,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$431,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMILLE LACS
Lot (acres)The size of the land the home sits on, from county records.2.60
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 180 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Milaca Elementary SchoolB-
Elementary · Grades PK–6 · 4.4 mi
M
Milaca High SchoolB-
Middle · Grades 7–12 · 4.4 mi

District: Milaca Public School District

Neighborhood · ZIP 56353These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.10,095
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,122
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,045
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10992 97th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Milaca 56353
  • Costs more per square foot than 90% of homes in Milaca 56353
  • Bigger than 77% of homes in Mille Lacs County
  • Has a smaller lot than 69% of homes in Milaca 56353
  • Newer than 74% of homes in Mille Lacs County

What homes are worth in Milaca 56353

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$589K

This home is worth more than 94% of homes in Milaca 56353.

How it measures up in Milaca 56353

The dot is this home. The mark in the middle is the typical home in Milaca 56353.

Estimated value$503,074
CheaperTypical $297,132Pricier

Pricier than 94% of homes nearby

Price per ft²$344
CheaperTypical $237Pricier

Pricier than 90% of homes nearby

Living area1,462 ft²
SmallerTypical 1,232 ft²Bigger

Bigger than 70% of homes nearby

Lot size2.61 ac
SmallerTypical 5.17 acBigger

Bigger than 31% of homes nearby

Year built2002
OlderTypical 1993Newer

Newer than 71% of homes nearby

How 10992 97th St ranks against every home in each area.
MeasureThis homeMilaca 56353Mille Lacs County
Estimated valuepricier than$503,07494% of homes94% of homes
Price per ft²pricier than$34490% of homes89% of homes
Living areabigger than1,462 ft²70% of homes77% of homes
Lot sizebigger than2.61 ac31% of homes56% of homes
Year builtnewer than200271% of homes74% of homes

About 10992 97th St

How much is 10992 97th St, Milaca, MN worth?

The TopHap Estimate for 10992 97th St, Milaca, MN is $503,074 as of Oct 21, 2026. The likely range is $471,535 to $534,613. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10992 97th St, Milaca, MN last sell?

10992 97th St, Milaca, MN last sold on Aug 4, 2025 for $485,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 10992 97th St, Milaca, MN?

10992 97th St, Milaca, MN has 1,462 square feet of living space and a 2.60-acre lot.

When was 10992 97th St, Milaca, MN built?

10992 97th St, Milaca, MN was built in 2002, making it 24 years old.

What schools serve 10992 97th St, Milaca, MN?

10992 97th St, Milaca, MN is assigned to Milaca Elementary School (elementary), rated B-; Milaca High School (middle), rated B-. All sit in Milaca Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10992 97th St, Milaca, MN compare to other homes in Milaca 56353?

Among the 3,660 homes in Milaca 56353, it is worth more than 94% of them ($503,074 against a typical $297,132), its price per square foot is higher than 90% of them ($344 against a typical $237), it is bigger than 70% of them (1,462 ft² against a typical 1,232 ft²), its lot is bigger than 31% of them (2.61 ac against a typical 5.17 ac) and it is newer than 71% of them (2002 against a typical 1993). Measured against all of Mille Lacs County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10992 97th St, Milaca, MN?

The 2026 property tax bill for 10992 97th St, Milaca, MN was $3,812. The county assessed it at $431,500.

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