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Single Family ResidenceResidential
$157,732$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

10993 WHISPER RD

CLEVELAND, TX 77328
1
Baths
1,024 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$158K
$143K low$172K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$890 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,485 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$78,862
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$75,623
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$147,741
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$154,485

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.75
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Primary
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 176 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Splendora Junior High SchoolD
Middle · Grades 7–8 · 3.0 mi
H
Splendora High SchoolD
High · Grades 9–12 · 3.1 mi
E
Greenleaf Elementary SchoolD+
Elementary · Grades PK–6 · 3.5 mi

District: Splendora Independent School District

Neighborhood · ZIP 77328These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.22,859
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.120 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,342
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,668
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10993 Whisper Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Montgomery County
  • Costs less per square foot than 70% of homes in Montgomery County
  • Smaller than 93% of homes in Montgomery County
  • Has a smaller lot than 77% of homes in Cleveland 77328
  • Older than 76% of homes in Montgomery County

What homes are worth in Cleveland 77328

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$747K

This home is worth more than 9% of homes in Cleveland 77328.

How it measures up in Cleveland 77328

The dot is this home. The mark in the middle is the typical home in Cleveland 77328.

Estimated value$157,732
CheaperTypical $247,593Pricier

Pricier than 9% of homes nearby

Price per ft²$154
CheaperTypical $159Pricier

Pricier than 46% of homes nearby

Living area1,024 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.75 ac
SmallerTypical 1.55 acBigger

Bigger than 23% of homes nearby

Year built1987
OlderTypical 2000Newer

Newer than 28% of homes nearby

How 10993 Whisper Rd ranks against every home in each area.
MeasureThis homeCleveland 77328Montgomery County
Estimated valuepricier than$157,7329% of homes2% of homes
Price per ft²pricier than$15446% of homes30% of homes
Living areabigger than1,024 ft²18% of homes7% of homes
Lot sizebigger than0.75 ac23% of homes77% of homes
Year builtnewer than198728% of homes24% of homes

About 10993 Whisper Rd

How much is 10993 Whisper Rd, Cleveland, TX worth?

The TopHap Estimate for 10993 Whisper Rd, Cleveland, TX is $157,732 as of Sep 24, 2026. The likely range is $143,122 to $172,342. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10993 Whisper Rd, Cleveland, TX last sell?

10993 Whisper Rd, Cleveland, TX last sold on Oct 25, 1999, according to the county's recorded deed.

How big is 10993 Whisper Rd, Cleveland, TX?

10993 Whisper Rd, Cleveland, TX has 1 bathrooms, 1,024 square feet of living space and a 0.75-acre lot.

When was 10993 Whisper Rd, Cleveland, TX built?

10993 Whisper Rd, Cleveland, TX was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 10993 Whisper Rd, Cleveland, TX?

10993 Whisper Rd, Cleveland, TX is assigned to Splendora Junior High School (middle), rated D; Splendora High School (high), rated D; Greenleaf Elementary School (elementary), rated D+. All sit in Splendora Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10993 Whisper Rd, Cleveland, TX compare to other homes in Cleveland 77328?

Among the 6,678 homes in Cleveland 77328, it is worth more than 9% of them ($157,732 against a typical $247,593), its price per square foot is higher than 46% of them ($154 against a typical $159), it is bigger than 18% of them (1,024 ft² against a typical 1,440 ft²), its lot is bigger than 23% of them (0.75 ac against a typical 1.55 ac) and it is newer than 28% of them (1987 against a typical 2000). Measured against all of Montgomery County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10993 Whisper Rd, Cleveland, TX?

The 2025 property tax bill for 10993 Whisper Rd, Cleveland, TX was $890. The county assessed it at $154,485.

More homes on Whisper Rd

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