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Single Family ResidentialResidential
$656,299$410 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $375,000 on Oct 15, 2013

10A81 CARDINAL CT

APPLE RIVER, IL 61001
0
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.84 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.

Valuation

$656K
$619K low$693K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$375,000 · Oct 15, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$352,299
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$281,839
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$304,000
CEFCU · 3% 2 · recorded Oct 15, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,614 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$224,231 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,494
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$113,737
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$205,283
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$672,693

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyJO DAVIESS
Lot (acres)The size of the land the home sits on, from county records.0.84
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Stockton Middle SchoolB
Middle · Grades 6–8 · 8.8 mi
H
Stockton Sr High SchoolD-
High · Grades 9–12 · 8.8 mi
E
Stockton Elementary SchoolA-
Elementary · Grades PK–5 · 8.8 mi

District: Stockton Community Unit School District 206

Neighborhood · ZIP 61001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,202
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,218
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,840
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10a81 Cardinal Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Jo Daviess County
  • Costs more per square foot than 97% of homes in Jo Daviess County
  • Bigger than 66% of homes in Jo Daviess County
  • Has a bigger lot than 77% of homes in Apple River 61001

What homes are worth in Apple River 61001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$802K

This home is worth more than 95% of homes in Apple River 61001.

How it measures up in Apple River 61001

The dot is this home. The mark in the middle is the typical home in Apple River 61001.

Estimated value$656,299
CheaperTypical $314,805Pricier

Pricier than 95% of homes nearby

Price per ft²$410
CheaperTypical $239Pricier

Pricier than 92% of homes nearby

Living area1,600 ft²
SmallerTypical 1,444 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.84 ac
SmallerTypical 0.5 acBigger

Bigger than 77% of homes nearby

Year built1987
OlderTypical 1988Newer

Newer than 49% of homes nearby

How 10a81 Cardinal Ct ranks against every home in each area.
MeasureThis homeApple River 61001Jo Daviess County
Estimated valuepricier than$656,29995% of homes97% of homes
Price per ft²pricier than$41092% of homes97% of homes
Living areabigger than1,600 ft²65% of homes66% of homes
Lot sizebigger than0.84 ac77% of homes63% of homes
Year builtnewer than198749% of homes64% of homes

About 10a81 Cardinal Ct

How much is 10a81 Cardinal Ct, Apple River, IL worth?

The TopHap Estimate for 10a81 Cardinal Ct, Apple River, IL is $656,299 as of Jul 14, 2026. The likely range is $619,340 to $693,258. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10a81 Cardinal Ct, Apple River, IL last sell?

10a81 Cardinal Ct, Apple River, IL last sold on Oct 15, 2013 for $375,000, according to the county's recorded deed.

How big is 10a81 Cardinal Ct, Apple River, IL?

10a81 Cardinal Ct, Apple River, IL has 1,600 square feet of living space and a 0.84-acre lot.

When was 10a81 Cardinal Ct, Apple River, IL built?

10a81 Cardinal Ct, Apple River, IL was built in 1987, making it 39 years old.

What schools serve 10a81 Cardinal Ct, Apple River, IL?

10a81 Cardinal Ct, Apple River, IL is assigned to Stockton Middle School (middle), rated B; Stockton Sr High School (high), rated D-; Stockton Elementary School (elementary), rated A-. All sit in Stockton Community Unit School District 206. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10a81 Cardinal Ct, Apple River, IL compare to other homes in Apple River 61001?

Among the 1,222 homes in Apple River 61001, it is worth more than 95% of them ($656,299 against a typical $314,805), its price per square foot is higher than 92% of them ($410 against a typical $239), it is bigger than 65% of them (1,600 ft² against a typical 1,444 ft²), its lot is bigger than 77% of them (0.84 ac against a typical 0.5 ac) and it is newer than 49% of them (1987 against a typical 1988). Measured against all of Jo Daviess County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10a81 Cardinal Ct, Apple River, IL?

The 2025 property tax bill for 10a81 Cardinal Ct, Apple River, IL was $12,614. The county assessed it at $224,231.

More homes on 10a81 Cardinal Ct

Closest homes

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Assigned schools

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