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Residential (General/Single)Residential
Last sold for $940,000 on Jan 2, 2026

11 COTTAGE LN

UPPER SADDLE RIVER, NJ 07458
0
Baths
1,872 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$940,000 · Jan 2, 2026
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$690,000
CHANGE LENDING LLC · recorded Jan 2, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,617 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$371,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$233,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$138,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$371,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$371,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Emil A. Cavallini Middle SchoolA-
Middle · Grades 6–8 · 1.2 mi
E
Robert D. Reynolds Primary School
Elementary · Grades PK–2 · 1.4 mi
H
Northern Highlands Regional High SchoolA+
High · Grades 9–12 · 4.2 mi

District: Upper Saddle River Borough School District

Neighborhood · ZIP 07458These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.12,183
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,189 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$213,636
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$289,760
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11 Cottage Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 93% of homes in Saddle River 07458
  • Has a smaller lot than 88% of homes in Saddle River 07458
  • Older than 92% of homes in Saddle River 07458

How it measures up in Saddle River 07458

The dot is this home. The mark in the middle is the typical home in Saddle River 07458.

Living area1,872 ft²
SmallerTypical 3,712 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.33 ac
SmallerTypical 0.91 acBigger

Bigger than 12% of homes nearby

Year built1952
OlderTypical 1974Newer

Newer than 8% of homes nearby

How 11 Cottage Ln ranks against every home in each area.
MeasureThis homeSaddle River 07458Bergen County
Living areabigger than1,872 ft²7% of homes51% of homes
Lot sizebigger than0.33 ac12% of homes78% of homes
Year builtnewer than19528% of homes46% of homes

About 11 Cottage Ln

When did 11 Cottage Ln, Upper Saddle River, NJ last sell?

11 Cottage Ln, Upper Saddle River, NJ last sold on Jan 2, 2026 for $940,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 11 Cottage Ln, Upper Saddle River, NJ?

11 Cottage Ln, Upper Saddle River, NJ has 1,872 square feet of living space and a 0.33-acre lot.

When was 11 Cottage Ln, Upper Saddle River, NJ built?

11 Cottage Ln, Upper Saddle River, NJ was built in 1952, making it 74 years old. The building has 2 stories.

What schools serve 11 Cottage Ln, Upper Saddle River, NJ?

11 Cottage Ln, Upper Saddle River, NJ is assigned to Emil A. Cavallini Middle School (middle), rated A-; Robert D. Reynolds Primary School (elementary); Northern Highlands Regional High School (high), rated A+. All sit in Upper Saddle River Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11 Cottage Ln, Upper Saddle River, NJ compare to other homes in Saddle River 07458?

Among the 4,176 homes in Saddle River 07458, it is bigger than 7% of them (1,872 ft² against a typical 3,712 ft²), its lot is bigger than 12% of them (0.33 ac against a typical 0.91 ac) and it is newer than 8% of them (1952 against a typical 1974). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11 Cottage Ln, Upper Saddle River, NJ?

The 2025 property tax bill for 11 Cottage Ln, Upper Saddle River, NJ was $9,617. The county assessed it at $371,300.

Closest homes

More homes in Upper Saddle River 07458

Assigned schools

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