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Single Family ResidenceResidential
$273,834$298 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

11 OAK TER

HAVERHILL, MA 01832
3
Beds
1
Baths
919 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,681 ft²
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$274K
$243K low$305K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,318 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$123,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$380,285

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Consentino Middle SchoolC+
Middle · Grades 5–8 · 0.8 mi
H
Haverhill High SchoolC
High · Grades 9–12 · 1.1 mi
E
Bartlett School
Elementary · Grades KG–2 · 1.7 mi

District: Haverhill School District

Neighborhood · ZIP 01832These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,371
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,516
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11 Oak Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Essex County
  • Costs less per square foot than 88% of homes in Essex County
  • Smaller than 93% of homes in Essex County
  • Among the smallest lots in Haverhill 01832
  • Older than 70% of homes in Haverhill 01832

What homes are worth in Haverhill 01832

Each bar is how many homes fall in that price range. The marker is this home.

This home
$241K$938K

This home is worth more than 6% of homes in Haverhill 01832.

How it measures up in Haverhill 01832

The dot is this home. The mark in the middle is the typical home in Haverhill 01832.

Estimated value$273,834
CheaperTypical $493,423Pricier

Pricier than 6% of homes nearby

Price per ft²$298
CheaperTypical $324Pricier

Pricier than 33% of homes nearby

Living area919 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 8% of homes nearby

Lot size1,681 ft²
SmallerTypical 0.32 acBigger

Smaller than almost all homes nearby

Year built1925
OlderTypical 1985Newer

Newer than 30% of homes nearby

How 11 Oak Ter ranks against every home in each area.
MeasureThis homeHaverhill 01832Essex County
Estimated valuepricier than$273,8346% of homes2% of homes
Price per ft²pricier than$29833% of homes12% of homes
Living areabigger than919 ft²8% of homes7% of homes
Lot sizebigger than1,681 ft²almost no homesalmost no homes
Year builtnewer than192530% of homes32% of homes

About 11 Oak Ter

How much is 11 Oak Ter, Haverhill, MA worth?

The TopHap Estimate for 11 Oak Ter, Haverhill, MA is $273,834 as of Aug 30, 2026. The likely range is $242,743 to $304,925. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11 Oak Ter, Haverhill, MA last sell?

11 Oak Ter, Haverhill, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 11 Oak Ter, Haverhill, MA?

11 Oak Ter, Haverhill, MA has 3 bedrooms, 1 bathrooms, 919 square feet of living space and a 0.04-acre lot.

When was 11 Oak Ter, Haverhill, MA built?

11 Oak Ter, Haverhill, MA was built in 1925, making it 101 years old. The building has 2 stories.

What schools serve 11 Oak Ter, Haverhill, MA?

11 Oak Ter, Haverhill, MA is assigned to Consentino Middle School (middle), rated C+; Haverhill High School (high), rated C; Bartlett School (elementary). All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11 Oak Ter, Haverhill, MA compare to other homes in Haverhill 01832?

Among the 7,094 homes in Haverhill 01832, it is worth more than 6% of them ($273,834 against a typical $493,423), its price per square foot is higher than 33% of them ($298 against a typical $324), it is bigger than 8% of them (919 ft² against a typical 1,680 ft²), its lot is bigger than almost none of them (1,681 ft² against a typical 0.32 ac) and it is newer than 30% of them (1925 against a typical 1985). Measured against all of Essex County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11 Oak Ter, Haverhill, MA?

The 2025 property tax bill for 11 Oak Ter, Haverhill, MA was $1,318. The county assessed it at $123,100.

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