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Single Family ResidenceResidential
$470,145$206 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 70How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

11 SPENCER MDW

HARTLAND, VT 05048
4
Beds
2.5
Baths
2,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$470K
$331K low$610K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,822 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$362,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$96,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$265,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$362,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.4.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hartland Elementary SchoolA-
Elementary · Grades PK–8 · 1.7 mi

District: Hartland School District

Neighborhood · ZIP 05048These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,489
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.90 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,402
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,382
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11 Spencer Mdw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 84% of homes in Hartland 05048
  • Bigger than 79% of homes in Windsor County
  • Newer than 75% of homes in Windsor County

What homes are worth in Hartland 05048

Each bar is how many homes fall in that price range. The marker is this home.

This home
$209K$1.8M

This home is worth more than 53% of homes in Hartland 05048.

How it measures up in Hartland 05048

The dot is this home. The mark in the middle is the typical home in Hartland 05048.

Estimated value$470,145
CheaperTypical $457,789Pricier

Pricier than 53% of homes nearby

Price per ft²$206
CheaperTypical $265Pricier

Pricier than 16% of homes nearby

Living area2,280 ft²
SmallerTypical 1,660 ft²Bigger

Bigger than 77% of homes nearby

Lot size4.1 ac
SmallerTypical 4.01 acBigger

Bigger than 51% of homes nearby

Year built1989
OlderTypical 1980Newer

Newer than 67% of homes nearby

How 11 Spencer Mdw ranks against every home in each area.
MeasureThis homeHartland 05048Windsor County
Estimated valuepricier than$470,14553% of homes57% of homes
Price per ft²pricier than$20616% of homes24% of homes
Living areabigger than2,280 ft²77% of homes79% of homes
Lot sizebigger than4.1 ac51% of homes63% of homes
Year builtnewer than198967% of homes75% of homes

About 11 Spencer Mdw

How much is 11 Spencer Mdw, Hartland, VT worth?

The TopHap Estimate for 11 Spencer Mdw, Hartland, VT is $470,145 as of Sep 24, 2026. The likely range is $330,785 to $609,505. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11 Spencer Mdw, Hartland, VT last sell?

11 Spencer Mdw, Hartland, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 11 Spencer Mdw, Hartland, VT?

11 Spencer Mdw, Hartland, VT has 4 bedrooms, 2.5 bathrooms, 2,280 square feet of living space and a 4.10-acre lot.

When was 11 Spencer Mdw, Hartland, VT built?

11 Spencer Mdw, Hartland, VT was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 11 Spencer Mdw, Hartland, VT?

11 Spencer Mdw, Hartland, VT is assigned to Hartland Elementary School (elementary), rated A-. All sit in Hartland School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11 Spencer Mdw, Hartland, VT compare to other homes in Hartland 05048?

Among the 1,169 homes in Hartland 05048, it is worth more than 53% of them ($470,145 against a typical $457,789), its price per square foot is higher than 16% of them ($206 against a typical $265), it is bigger than 77% of them (2,280 ft² against a typical 1,660 ft²), its lot is bigger than 51% of them (4.1 ac against a typical 4.01 ac) and it is newer than 67% of them (1989 against a typical 1980). Measured against all of Windsor County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11 Spencer Mdw, Hartland, VT?

The 2025 property tax bill for 11 Spencer Mdw, Hartland, VT was $8,822. The county assessed it at $362,700.

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