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Single Family ResidenceResidential
$189,268$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1102 N RIVER RD

MCHENRY, IL 60051
0
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$189K
$181K low$198K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$76,268
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$61,014
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,000
TAYLOR BEAN & WHITAKER MTG · recorded Feb 21, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
HARVARD SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,988 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,325 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,984
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,341
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,982
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$153,975

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyMcHenry
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
McHenry Community High School
High · Grades 9–12 · 0.5 mi
E
Edgebrook Elementary SchoolB+
Elementary · Grades KG–3 · 0.7 mi
M
McHenry Middle SchoolB
Middle · Grades 6–8 · 1.1 mi

District: McHenry Community High School District 156

Neighborhood · ZIP 60051These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.24,760
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.707 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,789
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1102 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in McHenry County
  • Costs less per square foot than 92% of homes in McHenry 60051
  • Smaller than 80% of homes in McHenry County
  • Older than 98% of homes in McHenry 60051

What homes are worth in McHenry 60051

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$801K

This home is worth more than 8% of homes in McHenry 60051.

How it measures up in McHenry 60051

The dot is this home. The mark in the middle is the typical home in McHenry 60051.

Estimated value$189,268
CheaperTypical $312,944Pricier

Pricier than 8% of homes nearby

Price per ft²$158
CheaperTypical $215Pricier

Pricier than 8% of homes nearby

Living area1,200 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.32 ac
SmallerTypical 0.27 acBigger

Bigger than 59% of homes nearby

Year built1915
OlderTypical 1979Newer

Newer than 2% of homes nearby

How 1102 N River Rd ranks against every home in each area.
MeasureThis homeMcHenry 60051McHenry County
Estimated valuepricier than$189,2688% of homes5% of homes
Price per ft²pricier than$1588% of homes9% of homes
Living areabigger than1,200 ft²33% of homes20% of homes
Lot sizebigger than0.32 ac59% of homes63% of homes
Year builtnewer than19152% of homes2% of homes

About 1102 N River Rd

How much is 1102 N River Rd, Mchenry, IL worth?

The TopHap Estimate for 1102 N River Rd, Mchenry, IL is $189,268 as of Jul 14, 2026. The likely range is $180,832 to $197,704. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When was 1102 N River Rd, Mchenry, IL built?

1102 N River Rd, Mchenry, IL was built in 1915, making it 111 years old. It is a a-frame home. The building has 1 story.

What schools serve 1102 N River Rd, Mchenry, IL?

1102 N River Rd, Mchenry, IL is assigned to McHenry Community High School (high); Edgebrook Elementary School (elementary), rated B+; McHenry Middle School (middle), rated B. All sit in McHenry Community High School District 156. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1102 N River Rd, Mchenry, IL compare to other homes in McHenry 60051?

Among the 10,263 homes in McHenry 60051, it is worth more than 8% of them ($189,268 against a typical $312,944), its price per square foot is higher than 8% of them ($158 against a typical $215), it is bigger than 33% of them (1,200 ft² against a typical 1,480 ft²), its lot is bigger than 59% of them (0.32 ac against a typical 0.27 ac) and it is newer than 2% of them (1915 against a typical 1979). Measured against all of McHenry County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1102 N River Rd, Mchenry, IL?

The 2024 property tax bill for 1102 N River Rd, Mchenry, IL was $2,988. The county assessed it at $51,325.

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Assigned schools

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