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CondominiumResidential
$470,669$353 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $470,000 on Nov 6, 2025

1102 PROSPECT PROMENADE UNIT 103

PANAMA CITY BEACH, FL 32413
Building report
2
Beds
2
Baths
1,332 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2004
Year BuiltThe year the home was originally built, according to county records.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$471K
$387K low$555K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$470,000 · Nov 6, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,487 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$416,642 (2024)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$416,642
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$416,642
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$416,642

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.40 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyBay
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Bay Elementary SchoolB-
Elementary · Grades KG–5 · 7.0 mi
M
Surfside Middle SchoolB+
Middle · Grades 6–8 · 8.6 mi
H
J.R. Arnold High SchoolC-
High · Grades 9–12 · 10.8 mi

District: Bay County School District

Neighborhood · ZIP 32413These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.44%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.182 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,863
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,673
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1102 Prospect Promenade Unit 103 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Bay County
  • Costs more per square foot than 75% of homes in Bay County
  • Newer than 67% of homes in Bay County

What homes are worth in Panama City Beach 32413

Each bar is how many homes fall in that price range. The marker is this home.

This home
$191K$2.2M

This home is worth more than 43% of homes in Panama City Beach 32413.

How it measures up in Panama City Beach 32413

The dot is this home. The mark in the middle is the typical home in Panama City Beach 32413.

Estimated value$470,669
CheaperTypical $502,297Pricier

Pricier than 43% of homes nearby

Price per ft²$353
CheaperTypical $396Pricier

Pricier than 39% of homes nearby

Living area1,332 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 53% of homes nearby

Year built2004
OlderTypical 2002Newer

Newer than 55% of homes nearby

How 1102 Prospect Promenade Unit 103 ranks against every home in each area.
MeasureThis homePanama City Beach 32413Bay County
Estimated valuepricier than$470,66943% of homes72% of homes
Price per ft²pricier than$35339% of homes75% of homes
Living areabigger than1,332 ft²53% of homes41% of homes
Year builtnewer than200455% of homes67% of homes

About 1102 Prospect Promenade Unit 103

How much is 1102 Prospect Promenade Unit 103, Panama City Beach, FL worth?

The TopHap Estimate for 1102 Prospect Promenade Unit 103, Panama City Beach, FL is $470,669 as of Jul 14, 2026. The likely range is $386,553 to $554,785. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1102 Prospect Promenade Unit 103, Panama City Beach, FL last sell?

1102 Prospect Promenade Unit 103, Panama City Beach, FL last sold on Nov 6, 2025 for $470,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 1102 Prospect Promenade Unit 103, Panama City Beach, FL?

1102 Prospect Promenade Unit 103, Panama City Beach, FL has 2 bedrooms, 2 bathrooms and 1,332 square feet of living space.

When was 1102 Prospect Promenade Unit 103, Panama City Beach, FL built?

1102 Prospect Promenade Unit 103, Panama City Beach, FL was built in 2004, making it 22 years old.

What schools serve 1102 Prospect Promenade Unit 103, Panama City Beach, FL?

1102 Prospect Promenade Unit 103, Panama City Beach, FL is assigned to West Bay Elementary School (elementary), rated B-; Surfside Middle School (middle), rated B+; J.R. Arnold High School (high), rated C-. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1102 Prospect Promenade Unit 103, Panama City Beach, FL compare to other homes in Panama City Beach 32413?

Among the 17,109 homes in Panama City Beach 32413, it is worth more than 43% of them ($470,669 against a typical $502,297), its price per square foot is higher than 39% of them ($353 against a typical $396), it is bigger than 53% of them (1,332 ft² against a typical 1,288 ft²) and it is newer than 55% of them (2004 against a typical 2002). Measured against all of Bay County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1102 Prospect Promenade Unit 103, Panama City Beach, FL?

The 2024 property tax bill for 1102 Prospect Promenade Unit 103, Panama City Beach, FL was $6,487. The county assessed it at $416,642.

More homes on Prospect Promenade Unit 103

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Assigned schools

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